Upward Credit Union

Headquarters

1860 El Camino Real Ste 100
Burlingame, CA 94010
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Upward is an NCUA insured institution located in Burlingame, CA. It was founded in 1956 and has approximately $93.7 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 65323
Date Established 1956
Assets $93.70 million
Loans $49.83 million
Deposits $80.55 million
Capital $10.38 million
 

Field of Membership Restrictions

Membership is open to those who live, work, or attend school in San Mateo County in California. Membership is also open to employees of Mills-Peninsula Health Services and its subsidiaries, Blood Centers of the Pacific, equoia Hospital, who work in Redwood City, California, Pathways Private Duty and Pathways Home, Health, and Hospice who work in Mountain View, California.

Deposit Rates - October 4, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Upward

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Loan Rates - October 4, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Upward

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Upward branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Upward Locations around zip code 10116




Climate Policy and Initiatives

UPWARD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Upward Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Upward. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Upward U.S. Average
5.30% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Upward had $522,390 in non-current loans and $30,424 in owned assets. To cover these potential losses it had $10,382,330 in net worth and $49,923 in loans loss reserves. That gives it a Texas Ratio of 5.30%.

Net Worth
Upward U.S. Average
11.08% 14.48%

Upward FCU has a net worth of 11.08% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Upward

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