Ussco Johnstown

Headquarters

532 Oakridge Dr
Johnstown, PA 15904
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.66% →
1-Year CD 0.50% 0.75% →
2-Year CD 0.95% 0.75% →
5-Year CD 1.26% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ussco Johnstown is an NCUA insured institution located in Johnstown, PA. It was founded in 1958 and has approximately $146.96 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12219
Date Established 1958
Assets $146.96 million
Loans $68.10 million
Deposits $128.46 million
Capital $16.84 million
 

Field of Membership Restrictions

Must be an employee of one of the several Select Employee Groups.

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.95% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More

Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for USSCO JOHNSTOWN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
ConsumerDirect Mortgage
NMLS ID: 472433
2.966% 2.875% 0.88 $2,928 $1,038 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.698% 2.625% 1.00 $2,370 $1,005 Learn More
Morty, Inc.
NMLS ID: 1429243
2.700% 2.625% 0.63 $2,470 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to USSCO JOHNSTOWN
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ussco Johnstown branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Ussco Johnstown Locations


Financial Details

Ussco Johnstown Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ussco Johnstown. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ussco Johnstown U.S. Average
2.51% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Ussco Johnstown had $432,414 in non-current loans and $1,260 in owned assets. To cover these potential losses it had $16,841,810 in net worth and $468,406 in loans loss reserves. That gives it a Texas Ratio of 2.51%.

Net Worth
Ussco Johnstown U.S. Average
11.45% 12.67%

Ussco Johnstown FCU has a net worth of 11.45% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ussco Johnstown

Branches and Savings

What is Ussco Johnstown?

A federal credit union, registered with the NCUA under certificate #12219.
Learn more about credit unions here.

Is Ussco Johnstown FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Ussco Johnstown is insured by the NCUA.

Who can join Ussco Johnstown?

Please see Field of Membership information above for information on who is eligible to join.

What are Ussco Johnstown's share account and share certificate rates?

Ussco Johnstown's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ussco Johnstown?

Ussco Johnstown has total capital of $16.84 million. Full information on Ussco Johnstown's financial position is located above.

Who owns Ussco Johnstown?

Credit Unions are owned by their members.

Where are Ussco Johnstown branches located?

See branch locations nearby.

Are Ussco Johnstown ATMs Open 24/7?

Do Ussco Johnstown ATMs accept cash deposits?

Can Ussco Johnstown customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ussco Johnstown have a mobile app?

Does Ussco Johnstown have mobile deposit?

Does Ussco Johnstown have quick pay?

How can Ussco Johnstown transfer money to other banks or credit unions?

Does Ussco Johnstown report to credit bureaus?

Does Ussco Johnstown use Chexsystems?

Does Ussco Johnstown use Equifax?

What is Ussco Johnstown's toll free phone number?

What is Ussco Johnstown's ACH Routing Number?

What is Ussco Johnstown's SWIFT code?

Where can I find Ussco Johnstown's wire transfer form?

What is the Ussco Johnstown address for deposits?

What Products Does Ussco Johnstown Offer

Does Ussco Johnstown offer mortgages?

Compare mortgage rates here.

Does Ussco Johnstown offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ussco Johnstown offer auto and RV loans?

Compare auto loan rates here.

Does Ussco Johnstown offer student loans or personal loans?

Compare personal loan rates here.

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