2024 Overview
General Credit Union Information
Usu Charter is an NCUA insured institution located in Logan, UT. It was founded in 1957 and has approximately $137.83 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24677 |
| Date Established | 1957 |
| Assets | $137.83 million |
| Loans | $90.38 million |
| Deposits | $124.86 million |
| Capital | $12.42 million |
Field of Membership Restrictions
Membership in USU Charter Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions.
Deposit Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Usu Charter
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Loan Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Usu Charter
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.903% | 6.750% | 1.00 | $5,046 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Usu Charter
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Branches
Below are Usu Charter branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
USU CHARTER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Usu Charter Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Usu Charter. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Usu Charter | U.S. Average |
|---|---|
| 3.66% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Usu Charter had $438,899 in non-current loans and $62,000 in owned assets. To cover these potential losses it had $12,415,231 in net worth and $1,276,724 in loans loss reserves. That gives it a Texas Ratio of 3.66%.
Net Worth
| Usu Charter | U.S. Average |
|---|---|
| 9% | 13.62% |
Usu Charter FCU has a net worth of 9% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Usu Charter
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