USX

Headquarters

P.O. Box 1728
Cranberry Twp, PA 16066
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.20% →
1-Year CD 0.60% 1.10% →
2-Year CD 0.70% 1.15% →
5-Year CD 0.85% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Usx is an NCUA insured institution located in Cranberry Twp, PA. It was founded in 1938 and has approximately $232.56 millions in assets.

Who can join?

You are eligible to join U$X Federal Credit Union if your employer, organization or group is in the credit union’s field of membership and one of the 400 sponsors. If your employer is a member of the Butler County Chamber of Commerce OR you are a voting member of the Beaver County Chamber of Commerce or the Cranberry Area Chamber of Commerce, you are also eligible to join.

Membership benefits also extend to your immediate family members. Immediate family members are defined as related persons, i.e., blood, marriage, or other recognized family relationships in the same household (under the same roof) maintaining a single economic unit, or outside the household such as parent, grandparent, child or sibling. Please remember, if you have an immediate family member that works for or is a members of one of our sponsor groups, but does not belong to the credit union. You may still qualify for membership.

NCUA Insured Yes
Charter Number # # 2740
Date Established 1938
Assets $232.56 million
Loans $159.40 million
Deposits $201.99 million
Capital $28.94 million
 

Field of Membership Restrictions

Must be an employee of one of the several sponsors. Also open to employees whose employer is a member of the Butler County Chamber of Commerce or a voting member of the Beaver County Chamber of Commerce or the Cranberry Area Chamber of Commerce.

Deposit Rates - August 4, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.85% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 4, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for USX

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.930% 2.875% 0.75 $1,762 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to USX
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Usx branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Usx Locations


Financial Details

Usx Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Usx. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Usx U.S. Average
4.67% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Usx had $1,342,077 in non-current loans and $72,633 in owned assets. To cover these potential losses it had $28,936,383 in net worth and $1,379,917 in loans loss reserves. That gives it a Texas Ratio of 4.67%.

Net Worth
Usx U.S. Average
12.44% 13.61%

Usx FCU has a net worth of 12.44% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Usx

Branches and Savings

What is Usx?

A federal credit union, registered with the NCUA under certificate #2740.
Learn more about credit unions here.

Is Usx FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Usx?

Please see Field of Membership information above for information on who is eligible to join.

What are Usx's share account and share certificate rates?

Usx's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Usx?

Usx has total capital of $28.94 million. Full information on Usx's financial position is located above.

Who owns Usx?

Credit Unions are owned by their members.

Where are Usx branches located?

See branch locations nearby.

Are Usx ATMs Open 24/7?

Do Usx ATMs accept cash deposits?

Can Usx customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Usx have a mobile app?

Does Usx have mobile deposit?

Does Usx have quick pay?

How can Usx transfer money to other banks or credit unions?

Does Usx report to credit bureaus?

Does Usx use Chexsystems?

Does Usx use Equifax?

What is Usx's toll free phone number?

What is Usx's ACH Routing Number?

What is Usx's SWIFT code?

Where can I find Usx's wire transfer form?

What is the Usx address for deposits?

What Products Does Usx Offer

Does Usx offer mortgages?

Compare mortgage rates here.

Does Usx offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Usx offer auto and RV loans?

Compare auto loan rates here.

Does Usx offer student loans or personal loans?

Compare personal loan rates here.

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