VAC

Headquarters

P.O. BOX 5668
Shreveport, LA 711355668
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Vac is an NCUA insured institution located in Shreveport, LA. It was founded in 1946 and has approximately $30.42 millions in assets.

NCUA Insured Yes
Charter Number # # 5379
Date Established 1946
Assets $30.42 million
Loans $9.86 million
Deposits $26.55 million
Capital $4.32 million
 

Deposit Rates - January 21, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Vac

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Vac
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Advertiser Disclosure

Loan Rates - January 21, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VAC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.562% 2.500% 0.75 $2,030 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to VAC
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Branches

Below are Vac branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Financial Details

Vac Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Vac. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Vac U.S. Average
0.35% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Vac had $15,522 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,322,289 in net worth and $86,658 in loans loss reserves. That gives it a Texas Ratio of 0.35%.

Net Worth
Vac U.S. Average
14.2% 12.91%

Vac FCU has a net worth of 14.2% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Vac

Branches and Savings

What is Vac?

A federal credit union, registered with the NCUA under certificate #5379.
Learn more about credit unions here.

Is Vac FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Vac?

Please see Field of Membership information above for information on who is eligible to join.

What are Vac's share account and share certificate rates?

Vac's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Vac?

Vac has total capital of $4.32 million. Full information on Vac's financial position is located above.

Who owns Vac?

Credit Unions are owned by their members.

Where are Vac branches located?

See branch locations nearby.

Are Vac ATMs Open 24/7?

Do Vac ATMs accept cash deposits?

Can Vac customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Vac have a mobile app?

Does Vac have mobile deposit?

Does Vac have quick pay?

How can Vac transfer money to other banks or credit unions?

Does Vac report to credit bureaus?

Does Vac use Chexsystems?

Does Vac use Equifax?

What is Vac's toll free phone number?

What is Vac's ACH Routing Number?

What is Vac's SWIFT code?

Where can I find Vac's wire transfer form?

What is the Vac address for deposits?

What Products Does Vac Offer

Does Vac offer mortgages?

Compare mortgage rates here.

Does Vac offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Vac offer auto and RV loans?

Compare auto loan rates here.

Does Vac offer student loans or personal loans?

Compare personal loan rates here.

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