Vantage Point Federal Credit Union


P.o. Box 727
Hopewell, VA 23860
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 5.00% →
2-Year CD N.A. 4.75% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Vantage Point is an NCUA insured institution located in Hopewell, VA. It was founded in 1966 and has approximately $42.59 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 17630
Date Established 1966
Assets $42.59 million
Loans $14.91 million
Deposits $36.40 million
Capital $6.13 million

Field of Membership Restrictions

Membership is open to live, work, attend school, volunteer or worship in, and businesses and legal entities located in the City of Colonial Heights, Chesterfield County, Prince George County, City of Hopewell, City of Petersburg, Dinwiddle County, or Sussex County.

Deposit Rates - January 30, 2023

Your Current Location: Virginia, VA 20146

We do not yet have rates for Vantage Point

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Advertiser Disclosure

Loan Rates - January 30, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VANTAGE POINT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
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NMLS ID: Not lender
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NMLS ID: Not lender
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Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
6.990 %
After Intro: 8.000 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.740 %
$0 Learn More
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Below are Vantage Point branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Vantage Point Locations

Climate Initiatives

VANTAGE POINT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Vantage Point Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Vantage Point. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Vantage Point U.S. Average
1.75% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Vantage Point had $107,429 in non-current loans and $868 in owned assets. To cover these potential losses it had $6,134,170 in net worth and $58,545 in loans loss reserves. That gives it a Texas Ratio of 1.75%.

Net Worth
Vantage Point U.S. Average
14.4% 12.52%

Vantage Point FCU has a net worth of 14.4% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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