Vantage Point


P.o. Box 727
Hopewell, VA 23860
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Vantage Point is an NCUA insured institution located in Hopewell, VA. It was founded in 1966 and has approximately $38.31 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 17630
Date Established 1966
Assets $38.31 million
Loans $12.00 million
Deposits $32.56 million
Capital $5.65 million

Field of Membership Restrictions

Membership is open to live, work, attend school, volunteer or worship in, and businesses and legal entities located in the City of Colonial Heights, Chesterfield County, Prince George County, City of Hopewell, City of Petersburg, Dinwiddle County, or Sussex County.

Deposit Rates - March 8, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Vantage Point

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Advertiser Disclosure

Loan Rates - March 8, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VANTAGE POINT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.924% 2.875% 0.63 $1,562 $1,038 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
3.051% 2.990% 0.75 $1,938 $1,053 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Vantage Point branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Vantage Point Locations

Financial Details

Vantage Point Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Vantage Point. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Vantage Point U.S. Average
3.09% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Vantage Point had $143,248 in non-current loans and $34,557 in owned assets. To cover these potential losses it had $5,654,555 in net worth and $108,812 in loans loss reserves. That gives it a Texas Ratio of 3.09%.

Net Worth
Vantage Point U.S. Average
14.76% 12.91%

Vantage Point FCU has a net worth of 14.76% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Vantage Point

Branches and Savings

What is Vantage Point?

A federal credit union, registered with the NCUA under certificate #17630.
Learn more about credit unions here.

Is Vantage Point FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Vantage Point is insured by the NCUA.

Who can join Vantage Point?

Please see Field of Membership information above for information on who is eligible to join.

What are Vantage Point's share account and share certificate rates?

Vantage Point's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Vantage Point?

Vantage Point has total capital of $5.65 million. Full information on Vantage Point's financial position is located above.

Who owns Vantage Point?

Credit Unions are owned by their members.

Where are Vantage Point branches located?

See branch locations nearby.

Are Vantage Point ATMs Open 24/7?

Do Vantage Point ATMs accept cash deposits?

Can Vantage Point customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Vantage Point have a mobile app?

Does Vantage Point have mobile deposit?

Does Vantage Point have quick pay?

How can Vantage Point transfer money to other banks or credit unions?

Does Vantage Point report to credit bureaus?

Does Vantage Point use Chexsystems?

Does Vantage Point use Equifax?

What is Vantage Point's toll free phone number?

What is Vantage Point's ACH Routing Number?

What is Vantage Point's SWIFT code?

Where can I find Vantage Point's wire transfer form?

What is the Vantage Point address for deposits?

What Products Does Vantage Point Offer

Does Vantage Point offer mortgages?

Compare mortgage rates here.

Does Vantage Point offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Vantage Point offer auto and RV loans?

Compare auto loan rates here.

Does Vantage Point offer student loans or personal loans?

Compare personal loan rates here.

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