Vantage Point Federal Credit Union
Headquarters
P.o. Box 727
Hopewell, VA 23860
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2024 Overview
General Credit Union Information
Vantage Point is an NCUA insured institution located in Hopewell, VA. It was founded in 1966 and has approximately $43.89 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 17630 |
| Date Established | 1966 |
| Assets | $43.89 million |
| Loans | $18.21 million |
| Deposits | $36.70 million |
| Capital | $7.66 million |
Field of Membership Restrictions
Membership is open to live, work, attend school, volunteer or worship in, and businesses and legal entities located in the City of Colonial Heights, Chesterfield County, Prince George County, City of Hopewell, City of Petersburg, Dinwiddle County, or Sussex County.
Deposit Rates - July 26, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Vantage Point
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Loan Rates - July 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Vantage Point
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.116% | 6.000% | 0.75 | $4,000 | $1,919 | Learn More |
NMLS ID: 6606 |
6.585% | 6.490% | 1.00 | $3,178 | $2,021 | Learn More |
NMLS ID: 401822 |
6.656% | 6.500% | 0.63 | $5,203 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.701% | 6.625% | 0.63 | $2,505 | $2,049 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Vantage Point
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Vantage Point branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Vantage Point Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 351.88 | A | View Lobby Hours |
Climate Policy and Initiatives
VANTAGE POINT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Vantage Point Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Vantage Point. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Vantage Point | U.S. Average |
|---|---|
| 5.96% | 6.52 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2024, Vantage Point had $436,941 in non-current loans and $23,135 in owned assets. To cover these potential losses it had $7,661,363 in net worth and $59,123 in loans loss reserves. That gives it a Texas Ratio of 5.96%.
Net Worth
| Vantage Point | U.S. Average |
|---|---|
| 17.46% | 13.65% |
Vantage Point FCU has a net worth of 17.46% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Vantage Point
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