2024 Overview
General Credit Union Information
Via Credit Union is an NCUA insured institution located in Marion, IN. It was founded in 1936 and has approximately $547.22 millions in assets.
Who can join?
You can join if you meet one of the following criteria:
• Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Madison, Miami, Tipton, Wabash or Wells County in Indiana
• Family members of anyone in the field of membership
• Family members of current members
• Anyone living in the same household with a member
• Employees of Select Employee Groups (SEGs)
Eligible family members are defined as spouse, children, parents, siblings, grandparents, grandchildren, and ‘steps’.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68572 |
| Date Established | 1936 |
| Assets | $547.22 million |
| Loans | $433.11 million |
| Deposits | $478.87 million |
| Capital | $64.48 million |
Field of Membership Restrictions
Membership is open to those who live or work in Delaware, Grant, Blackford, Howard, Hamilton, Miami, Madison, Huntington, Tipton, Wabash, or Wells Counties in Indiana. Membership is also open to the credit union's Select Employer Groups.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
|
Money Market
|
0.40% | $2,500 | $2,999 |
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|
|
Money Market
|
0.60% | $10,000 | $14,999 |
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|
|
Money Market
|
0.70% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.16% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.16% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.51% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.51% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.66% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.66% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.50% | $1 | $499 | Learn More |
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Via Credit Union
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Via Credit Union
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Via Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
VIA CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Via Credit Union Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Via Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Via Credit Union | U.S. Average |
|---|---|
| 6.85% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Via Credit Union had $4,422,627 in non-current loans and $122,654 in owned assets. To cover these potential losses it had $64,484,880 in net worth and $1,826,842 in loans loss reserves. That gives it a Texas Ratio of 6.85%.
Net Worth
| Via Credit Union | U.S. Average |
|---|---|
| 11.78% | 13.62% |
Via Credit Union FCU has a net worth of 11.78% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Via Credit Union
Ksmith@yahoo.com
February 26, 2017 |
Overall very unprofessional, not compassionate, could use a few lessons in calculations. Very cocky attitudes.
Is this review helpful? Yes:0 / No: 0
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