Victoria Federal Credit Union
Headquarters
701 Sam Houston Dr.
Victoria, TX 77901
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2024 Overview
General Credit Union Information
Victoria is an NCUA insured institution located in Victoria, TX. It was founded in 1940 and has approximately $9.09 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3736 |
| Date Established | 1940 |
| Assets | $9.09 million |
| Loans | $5.19 million |
| Deposits | $7.94 million |
| Capital | $1.12 million |
Deposit Rates - October 26, 2024
Your Current Location: Kansas, KS 10007
We do not yet have rates for Victoria
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - October 26, 2024
Your Current Location: Kansas, KS 10007
There are currently no loan rates available for Victoria
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Kansas 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.962% | 6.875% | 0.63 | $2,847 | $2,103 | Learn More |
NMLS ID: 3030 |
7.076% | 6.990% | 0.88 | $2,800 | $2,127 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Kansas Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Victoria
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Victoria branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Gardner,Kansas
Victoria Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 699.03 | A | View Lobby Hours |
Climate Policy and Initiatives
VICTORIA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Victoria Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Victoria. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Victoria | U.S. Average |
|---|---|
| 3.62% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Victoria had $27,614 in non-current loans and $13,844 in owned assets. To cover these potential losses it had $1,118,334 in net worth and $26,950 in loans loss reserves. That gives it a Texas Ratio of 3.62%.
Net Worth
| Victoria | U.S. Average |
|---|---|
| 12.3% | 13.93% |
Victoria FCU has a net worth of 12.3% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Victoria
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