Victoria Federal Credit Union

Headquarters

701 Sam Houston Dr.
Victoria, TX 77901
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.02% →
1-Year CD N.A. 1.45% →
2-Year CD N.A. 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Victoria is an NCUA insured institution located in Victoria, TX. It was founded in 1940 and has approximately $10.11 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3736
Date Established 1940
Assets $10.11 million
Loans $4.54 million
Deposits $8.73 million
Capital $1.34 million
 

Deposit Rates - May 22, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for Victoria

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Note to Victoria
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Loan Rates - May 22, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VICTORIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
5.972% 5.875% 0.88 $2,638 $1,479 Learn More
CHASE
NMLS ID: 399798
5.433% 5.375% 0.63 $1,612 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to VICTORIA
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Branches

Below are Victoria branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Victoria Locations



Climate Initiatives

VICTORIA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Victoria Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Victoria. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Victoria U.S. Average
3.67% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Victoria had $35,224 in non-current loans and $13,844 in owned assets. To cover these potential losses it had $1,336,588 in net worth and $1,975 in loans loss reserves. That gives it a Texas Ratio of 3.67%.

Net Worth
Victoria U.S. Average
13.22% 12.36%

Victoria FCU has a net worth of 13.22% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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