Virginia Educators Credit Union
Headquarters
12626 Nettles Dr
Newport News, VA 23606
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2024 Overview
General Credit Union Information
Virginia Educators Credit Union is an NCUA insured institution located in Newport News, VA. It was founded in 1954 and has approximately $78.18 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66700 |
| Date Established | 1954 |
| Assets | $78.18 million |
| Loans | $8.53 million |
| Deposits | $64.00 million |
| Capital | $13.77 million |
Field of Membership Restrictions
Membership is open to employees, students, faculty and alumni of Hampton University; students of Thomas Nelson Community College; students, those employed by educational organizations, and those involved in school auxiliaries in Williamsburg, Newport News; James City County; York County; Isle of Wight County; Gloucester County; Mathews County.
Deposit Rates - July 26, 2024
Your Current Location: Colorado, CO 10007
We do not yet have rates for Virginia Educators Credit Union
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Loan Rates - July 26, 2024
Your Current Location: Colorado, CO 10007
There are currently no loan rates available for Virginia Educators Credit Union
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Colorado 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.116% | 6.000% | 0.75 | $4,000 | $1,919 | Learn More |
NMLS ID: 1945532 |
6.139% | 6.000% | 0.75 | $4,800 | $1,919 | Learn More |
NMLS ID: 2578474 License#: 2578474 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 6606 |
6.585% | 6.490% | 1.00 | $3,178 | $2,021 | Learn More |
Featured - Colorado Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.990 %
|
$0 |
Learn More
More Info |
Note to Virginia Educators Credit Union
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Branches
Below are Virginia Educators Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Lafayette,Colorado
Virginia Educators Credit Union Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1529.30 | A | View Lobby Hours | |
| 1529.79 | B | View Lobby Hours | |
| 1532.06 | C | View Lobby Hours |
Climate Policy and Initiatives
VIRGINIA EDUCATORS CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Virginia Educators Credit Union Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Virginia Educators Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Virginia Educators Credit Union | U.S. Average |
|---|---|
| 0.88% | 6.52 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2024, Virginia Educators Credit Union had $108,274 in non-current loans and $12,870 in owned assets. To cover these potential losses it had $13,768,312 in net worth and $17,240 in loans loss reserves. That gives it a Texas Ratio of 0.88%.
Net Worth
| Virginia Educators Credit Union | U.S. Average |
|---|---|
| 17.6% | 13.65% |
Virginia Educators Credit Union FCU has a net worth of 17.6% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Virginia Educators Credit Union
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