Virginia Educators Credit Union

Headquarters

12626 Nettles Dr
Newport News, VA 23606
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 3.05% →
1-Year CD N.A. 3.30% →
2-Year CD N.A. 3.56% →
5-Year CD N.A. 3.75% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Virginia Educators Credit Union is an NCUA insured institution located in Newport News, VA. It was founded in 1954 and has approximately $81.11 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 66700
Date Established 1954
Assets $81.11 million
Loans $10.81 million
Deposits $71.35 million
Capital $9.48 million
 

Field of Membership Restrictions

Membership is open to employees, students, faculty and alumni of Hampton University; students of Thomas Nelson Community College; students, those employed by educational organizations, and those involved in school auxiliaries in Williamsburg, Newport News; James City County; York County; Isle of Wight County; Gloucester County; Mathews County.

Deposit Rates - September 26, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Virginia Educators Credit Union

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Loan Rates - September 26, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for VIRGINIA EDUCATORS CREDIT UNION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
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AimLoan.com
NMLS ID: 2890
License#: 413-0477
6.866% 6.750% 0.75 $2,985 $1,622 Learn More
Morty, Inc.
NMLS ID: 1429243
6.325% 6.250% 0.75 $1,982 $1,540 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
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Eligibility.org
NMLS ID: 1907
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Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
5.740 %
After Intro: 7.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to VIRGINIA EDUCATORS CREDIT UNION
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Branches

Below are Virginia Educators Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Virginia Educators Credit Union Locations



Climate Initiatives

VIRGINIA EDUCATORS CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Virginia Educators Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Virginia Educators Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Virginia Educators Credit Union U.S. Average
2.48% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Virginia Educators Credit Union had $217,929 in non-current loans and $17,280 in owned assets. To cover these potential losses it had $9,480,466 in net worth and $18,445 in loans loss reserves. That gives it a Texas Ratio of 2.48%.

Net Worth
Virginia Educators Credit Union U.S. Average
11.69% 12.28%

Virginia Educators Credit Union FCU has a net worth of 11.69% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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