Virginia Educators Credit Union

Headquarters

12626 Nettles Dr
Newport News, VA 23606
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Virginia Educators Credit Union is an NCUA insured institution located in Newport News, VA. It was founded in 1954 and has approximately $74.67 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 66700
Date Established 1954
Assets $74.67 million
Loans $13.57 million
Deposits $65.23 million
Capital $9.20 million
 

Field of Membership Restrictions

Membership is open to employees, students, faculty and alumni of Hampton University; students of Thomas Nelson Community College; students, those employed by educational organizations, and those involved in school auxiliaries in Williamsburg, Newport News; James City County; York County; Isle of Wight County; Gloucester County; Mathews County.

Deposit Rates - February 27, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Virginia Educators Credit Union

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Note to Virginia Educators Credit Union
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Advertiser Disclosure

Loan Rates - February 27, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VIRGINIA EDUCATORS CREDIT UNION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Beeline Loans, Inc.
NMLS ID: 1799947
2.923% 2.875% 0.63 $1,542 $1,038 Learn More
Morty, Inc.
NMLS ID: 1429243
2.971% 2.875% 0.88 $3,118 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to VIRGINIA EDUCATORS CREDIT UNION
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Virginia Educators Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Virginia Educators Credit Union Locations


Financial Details

Virginia Educators Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Virginia Educators Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Virginia Educators Credit Union U.S. Average
0.88% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Virginia Educators Credit Union had $64,753 in non-current loans and $17,280 in owned assets. To cover these potential losses it had $9,199,739 in net worth and $121,627 in loans loss reserves. That gives it a Texas Ratio of 0.88%.

Net Worth
Virginia Educators Credit Union U.S. Average
12.32% 12.91%

Virginia Educators Credit Union FCU has a net worth of 12.32% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Virginia Educators Credit Union

Branches and Savings

What is Virginia Educators Credit Union?

A credit union, registered with the NCUA under certificate #66700.
Learn more about credit unions here.

Is Virginia Educators Credit Union FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Virginia Educators Credit Union is insured by the NCUA.

Who can join Virginia Educators Credit Union?

Please see Field of Membership information above for information on who is eligible to join.

What are Virginia Educators Credit Union's share account and share certificate rates?

Virginia Educators Credit Union's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Virginia Educators Credit Union?

Virginia Educators Credit Union has total capital of $9.20 million. Full information on Virginia Educators Credit Union's financial position is located above.

Who owns Virginia Educators Credit Union?

Credit Unions are owned by their members.

Where are Virginia Educators Credit Union branches located?

See branch locations nearby.

Are Virginia Educators Credit Union ATMs Open 24/7?

Do Virginia Educators Credit Union ATMs accept cash deposits?

Can Virginia Educators Credit Union customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Virginia Educators Credit Union have a mobile app?

Does Virginia Educators Credit Union have mobile deposit?

Does Virginia Educators Credit Union have quick pay?

How can Virginia Educators Credit Union transfer money to other banks or credit unions?

Does Virginia Educators Credit Union report to credit bureaus?

Does Virginia Educators Credit Union use Chexsystems?

Does Virginia Educators Credit Union use Equifax?

What is Virginia Educators Credit Union's toll free phone number?

What is Virginia Educators Credit Union's ACH Routing Number?

What is Virginia Educators Credit Union's SWIFT code?

Where can I find Virginia Educators Credit Union's wire transfer form?

What is the Virginia Educators Credit Union address for deposits?

What Products Does Virginia Educators Credit Union Offer

Does Virginia Educators Credit Union offer mortgages?

Compare mortgage rates here.

Does Virginia Educators Credit Union offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Virginia Educators Credit Union offer auto and RV loans?

Compare auto loan rates here.

Does Virginia Educators Credit Union offer student loans or personal loans?

Compare personal loan rates here.

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