Virginia Trailways


485 Hillsdale Dr 110b
Charlottesville, VA 22901
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Virginia Trailways is an NCUA insured institution located in Charlottesville, VA. It was founded in 1949 and has approximately $2.1 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6242
Date Established 1949
Assets $2.10 million
Loans $1.31 million
Deposits $1.86 million
Capital $0.23 million

Deposit Rates - April 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Virginia Trailways

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Loan Rates - April 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VIRGINIA TRAILWAYS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.827% 2.750% 0.00 $2,500 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
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0.000 %
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Virginia Trailways branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Virginia Trailways Locations

Financial Details

Virginia Trailways Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Virginia Trailways. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Virginia Trailways U.S. Average
7.77% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Virginia Trailways had $19,159 in non-current loans and $0 in owned assets. To cover these potential losses it had $230,475 in net worth and $16,202 in loans loss reserves. That gives it a Texas Ratio of 7.77%.

Net Worth
Virginia Trailways U.S. Average
10.99% 12.67%

Virginia Trailways FCU has a net worth of 10.99% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Virginia Trailways

Branches and Savings

What is Virginia Trailways?

A federal credit union, registered with the NCUA under certificate #6242.
Learn more about credit unions here.

Is Virginia Trailways FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Virginia Trailways is insured by the NCUA.

Who can join Virginia Trailways?

Please see Field of Membership information above for information on who is eligible to join.

What are Virginia Trailways's share account and share certificate rates?

Virginia Trailways's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Virginia Trailways?

Virginia Trailways has total capital of $0.23 million. Full information on Virginia Trailways's financial position is located above.

Who owns Virginia Trailways?

Credit Unions are owned by their members.

Where are Virginia Trailways branches located?

See branch locations nearby.

Are Virginia Trailways ATMs Open 24/7?

Do Virginia Trailways ATMs accept cash deposits?

Can Virginia Trailways customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Virginia Trailways have a mobile app?

Does Virginia Trailways have mobile deposit?

Does Virginia Trailways have quick pay?

How can Virginia Trailways transfer money to other banks or credit unions?

Does Virginia Trailways report to credit bureaus?

Does Virginia Trailways use Chexsystems?

Does Virginia Trailways use Equifax?

What is Virginia Trailways's toll free phone number?

What is Virginia Trailways's ACH Routing Number?

What is Virginia Trailways's SWIFT code?

Where can I find Virginia Trailways's wire transfer form?

What is the Virginia Trailways address for deposits?

What Products Does Virginia Trailways Offer

Does Virginia Trailways offer mortgages?

Compare mortgage rates here.

Does Virginia Trailways offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Virginia Trailways offer auto and RV loans?

Compare auto loan rates here.

Does Virginia Trailways offer student loans or personal loans?

Compare personal loan rates here.

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