W.h. Nichols Employees

Headquarters

14 Robbins Pond Road
Devens, MA 14345641
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

W.h. Nichols Employees is an NCUA insured institution located in Devens, MA. It was founded in 1957 and has approximately $1.05 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12121
Date Established 1957
Assets $1.05 million
Loans $0.46 million
Deposits $0.83 million
Capital $0.21 million
 

Deposit Rates - April 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for W.h. Nichols Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to W.h. Nichols Employees

Note to W.h. Nichols Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for W.H. NICHOLS EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.672% 2.625% 0.25 $1,542 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to W.H. NICHOLS EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are W.h. Nichols Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


W.h. Nichols Employees Locations


Financial Details

W.h. Nichols Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of W.h. Nichols Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
W.h. Nichols Employees U.S. Average
1.37% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, W.h. Nichols Employees had $3,121 in non-current loans and $0 in owned assets. To cover these potential losses it had $214,613 in net worth and $13,509 in loans loss reserves. That gives it a Texas Ratio of 1.37%.

Net Worth
W.h. Nichols Employees U.S. Average
20.53% 12.67%

W.h. Nichols Employees FCU has a net worth of 20.53% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About W.h. Nichols Employees

Branches and Savings

What is W.h. Nichols Employees?

A federal credit union, registered with the NCUA under certificate #12121.
Learn more about credit unions here.

Is W.h. Nichols Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. W.h. Nichols Employees is insured by the NCUA.

Who can join W.h. Nichols Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are W.h. Nichols Employees's share account and share certificate rates?

W.h. Nichols Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is W.h. Nichols Employees?

W.h. Nichols Employees has total capital of $0.21 million. Full information on W.h. Nichols Employees's financial position is located above.

Who owns W.h. Nichols Employees?

Credit Unions are owned by their members.

Where are W.h. Nichols Employees branches located?

See branch locations nearby.

Are W.h. Nichols Employees ATMs Open 24/7?

Do W.h. Nichols Employees ATMs accept cash deposits?

Can W.h. Nichols Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does W.h. Nichols Employees have a mobile app?

Does W.h. Nichols Employees have mobile deposit?

Does W.h. Nichols Employees have quick pay?

How can W.h. Nichols Employees transfer money to other banks or credit unions?

Does W.h. Nichols Employees report to credit bureaus?

Does W.h. Nichols Employees use Chexsystems?

Does W.h. Nichols Employees use Equifax?

What is W.h. Nichols Employees's toll free phone number?

What is W.h. Nichols Employees's ACH Routing Number?

What is W.h. Nichols Employees's SWIFT code?

Where can I find W.h. Nichols Employees's wire transfer form?

What is the W.h. Nichols Employees address for deposits?

What Products Does W.h. Nichols Employees Offer

Does W.h. Nichols Employees offer mortgages?

Compare mortgage rates here.

Does W.h. Nichols Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does W.h. Nichols Employees offer auto and RV loans?

Compare auto loan rates here.

Does W.h. Nichols Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for W.h. Nichols Employees

There are currently no comments for W.h. Nichols Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →