5200 -a Beverly Dr
Waco, TX 76711
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Waconized is an NCUA insured institution located in Waco, TX. It was founded in 1947 and has approximately $4.4 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5555
Date Established 1947
Assets $4.40 million
Loans $1.32 million
Deposits $3.58 million
Capital $0.81 million

Deposit Rates - June 24, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Waconized

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Loan Rates - June 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WACONIZED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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CIT Bank
NMLS ID: 541760
2.997% 2.950% 0.63 $1,508 $1,048 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
Intro Period: 12 months
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Third Federal Savings and Loan
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2.240 %
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BMO Harris Bank
BMO Harris Bank
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1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Waconized branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Waconized Locations

Financial Details

Waconized Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Waconized. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Waconized U.S. Average
2.48% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Waconized had $6,346 in non-current loans and $15,504 in owned assets. To cover these potential losses it had $812,077 in net worth and $67,920 in loans loss reserves. That gives it a Texas Ratio of 2.48%.

Net Worth
Waconized U.S. Average
18.46% 12.67%

Waconized FCU has a net worth of 18.46% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Waconized

Branches and Savings

What is Waconized?

A federal credit union, registered with the NCUA under certificate #5555.
Learn more about credit unions here.

Is Waconized FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Waconized is insured by the NCUA.

Who can join Waconized?

Please see Field of Membership information above for information on who is eligible to join.

What are Waconized's share account and share certificate rates?

Waconized's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Waconized?

Waconized has total capital of $0.81 million. Full information on Waconized's financial position is located above.

Who owns Waconized?

Credit Unions are owned by their members.

Where are Waconized branches located?

See branch locations nearby.

Are Waconized ATMs Open 24/7?

Do Waconized ATMs accept cash deposits?

Can Waconized customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Waconized have a mobile app?

Does Waconized have mobile deposit?

Does Waconized have quick pay?

How can Waconized transfer money to other banks or credit unions?

Does Waconized report to credit bureaus?

Does Waconized use Chexsystems?

Does Waconized use Equifax?

What is Waconized's toll free phone number?

What is Waconized's ACH Routing Number?

What is Waconized's SWIFT code?

Where can I find Waconized's wire transfer form?

What is the Waconized address for deposits?

What Products Does Waconized Offer

Does Waconized offer mortgages?

Compare mortgage rates here.

Does Waconized offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Waconized offer auto and RV loans?

Compare auto loan rates here.

Does Waconized offer student loans or personal loans?

Compare personal loan rates here.

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