Wallingford Municipal


88 S Main St
Wallingford, CT 06492
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Wallingford Municipal is an NCUA insured institution located in Wallingford, CT. It was founded in 1961 and has approximately $17.01 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14682
Date Established 1961
Assets $17.01 million
Loans $5.19 million
Deposits $15.09 million
Capital $1.14 million

Deposit Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WALLINGFORD MUNICIPAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.168% 3.125% 0.50 $1,362 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Wallingford Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Wallingford Municipal Locations

Financial Details

Wallingford Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wallingford Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wallingford Municipal U.S. Average
2.54% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Wallingford Municipal had $30,616 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,142,410 in net worth and $63,889 in loans loss reserves. That gives it a Texas Ratio of 2.54%.

Net Worth
Wallingford Municipal U.S. Average
6.38% 12.20%

Wallingford Municipal FCU has a net worth of 6.38% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wallingford Municipal

Branches and Savings

What is Wallingford Municipal?

A federal credit union, registered with the NCUA under certificate #14682.
Learn more about credit unions here.

Is Wallingford Municipal FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Wallingford Municipal is insured by the NCUA.

Who can join Wallingford Municipal?

Please see Field of Membership information above for information on who is eligible to join.

What are Wallingford Municipal's share account and share certificate rates?

Wallingford Municipal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wallingford Municipal?

Wallingford Municipal has total capital of $1.14 million. Full information on Wallingford Municipal's financial position is located above.

Who owns Wallingford Municipal?

Credit Unions are owned by their members.

Where are Wallingford Municipal branches located?

See branch locations nearby.

Are Wallingford Municipal ATMs Open 24/7?

Do Wallingford Municipal ATMs accept cash deposits?

Can Wallingford Municipal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wallingford Municipal have a mobile app?

Does Wallingford Municipal have mobile deposit?

Does Wallingford Municipal have quick pay?

How can Wallingford Municipal transfer money to other banks or credit unions?

Does Wallingford Municipal report to credit bureaus?

Does Wallingford Municipal use Chexsystems?

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What is Wallingford Municipal's toll free phone number?

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What is the Wallingford Municipal address for deposits?

What Products Does Wallingford Municipal Offer

Does Wallingford Municipal offer mortgages?

Compare mortgage rates here.

Does Wallingford Municipal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wallingford Municipal offer auto and RV loans?

Compare auto loan rates here.

Does Wallingford Municipal offer student loans or personal loans?

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