Wallingford Municipal Federal Credit Union

Headquarters

88 S Main St
Wallingford, CT 06492
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Notable Rates APY Vs.Others
Savings N.A. 3.50% →
1-Year CD N.A. 3.70% →
2-Year CD N.A. 3.80% →
5-Year CD N.A. 4.25% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Wallingford Municipal is an NCUA insured institution located in Wallingford, CT. It was founded in 1961 and has approximately $17.01 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14682
Date Established 1961
Assets $17.01 million
Loans $5.19 million
Deposits $15.09 million
Capital $1.14 million
 

Deposit Rates - October 1, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Wallingford Municipal

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Loan Rates - October 1, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for WALLINGFORD MUNICIPAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Wallingford Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Wallingford Municipal Locations



Climate Initiatives

WALLINGFORD MUNICIPAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Wallingford Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wallingford Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wallingford Municipal U.S. Average
2.54% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Wallingford Municipal had $30,616 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,142,410 in net worth and $63,889 in loans loss reserves. That gives it a Texas Ratio of 2.54%.

Net Worth
Wallingford Municipal U.S. Average
6.38% 12.28%

Wallingford Municipal FCU has a net worth of 6.38% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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