WALTHAM MUNICIPAL EMPLOYEES

177 LEXINGTON ST
Waltham, MA 02452

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67838
Date Established 1949
Assets $8.70 million
Loans $1.79 million
Deposits $7.13 million
Capital $1.57 million

Waltham Municipal Employees is an NCUA insured institution located in Waltham, MA. It was founded in 1949 and has approximately $8.7 millions in assets.

Deposit Rates - December 13, 2018

Your Current Location: Washington, WA 98109

We do not yet have rates for Waltham Municipal Employees

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Note to Waltham Municipal Employees
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There are currently no rates available for Waltham Municipal Employees, but see these great savings and CD rates:

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Loan Rates - December 13, 2018

Your Current Location: Washington, WA 98109

There are currently no loan rates available for WALTHAM MUNICIPAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: CL-2925. NMLSID#2925
4.528% 4.500% 0.38 $825 $1,267 Learn More
HSBC Bank USA N.A.
NMLS ID: 399799
4.443% 4.375% 0.38 $2,118 $1,249 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to WALTHAM MUNICIPAL EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Waltham Municipal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Waltham Municipal Employees Locations

Financial Details

Waltham Municipal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Waltham Municipal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Waltham Municipal Employees U.S. Average
0.38% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Waltham Municipal Employees had $5,943 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,569,158 in net worth and $8,082 in loans loss reserves. That gives it a Texas Ratio of 0.38%.

Net Worth
Waltham Municipal Employees U.S. Average
18.04% 13.21%

Waltham Municipal Employees FCU has a net worth of 18.04% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Waltham Municipal Employees

What is Waltham Municipal Employees?

A federal credit union, registered with the NCUA under certificate #67838.
Learn more about credit unions here.

Is Waltham Municipal Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Waltham Municipal Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Waltham Municipal Employees's share account and share certificate rates?

Waltham Municipal Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Waltham Municipal Employees?

Waltham Municipal Employees has total capital of $1.57 million. Full information on Waltham Municipal Employees's financial position is located above.

Who owns Waltham Municipal Employees?

Credit Unions are owned by their members.

Where are Waltham Municipal Employees branches located?

See branch locations nearby.

Are Waltham Municipal Employees ATMs Open 24/7?

Do Waltham Municipal Employees ATMs accept cash deposits?

Can Waltham Municipal Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Waltham Municipal Employees have a mobile app?

Does Waltham Municipal Employees have mobile deposit?

Does Waltham Municipal Employees have quick pay?

How can Waltham Municipal Employees transfer money to other banks or credit unions?

Does Waltham Municipal Employees report to credit bureaus?

Does Waltham Municipal Employees use Chexsystems?

Does Waltham Municipal Employees use Equifax?

What is Waltham Municipal Employees's toll free phone number?

What is Waltham Municipal Employees's ACH Routing Number?

What is Waltham Municipal Employees's SWIFT code?

Where can I find Waltham Municipal Employees's wire transfer form?

What is the Waltham Municipal Employees address for deposits?

What Products Does Waltham Municipal Employees Offer

Does Waltham Municipal Employees offer mortgages?

Compare mortgage rates here.

Does Waltham Municipal Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Waltham Municipal Employees offer auto and RV loans?

Compare auto loan rates here.

Does Waltham Municipal Employees offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of Waltham Municipal Employees and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.