Water And Power Community

Headquarters

1053 W Sunset Blvd
Los Angeles, CA 90012
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Water And Power Community is an NCUA insured institution located in Los Angeles, CA. It was founded in 1936 and has approximately $873.22 millions in assets.

Who can join?

There are several ways to qualify for membership.

Live, work, worship, or be enrolled in college or trade school in a qualifying zip code

Have an immediate family member (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adopted relationship, or domestic partner) who is a member of WPCCU

Have a member of your household (person living in your same residence) who is a member of WPCCU

Be an employee, or have a family member or member of your household who is an employee of the Los Angeles Department of Water and Power

Be an employee, or have a family member or member of your household who is an employee of WPCCU or of a Select Employee Group or Preferred Employee Group

NCUA Insured Yes / State-Chartered
Charter Number # # 68493
Date Established 1936
Assets $873.22 million
Loans $428.81 million
Deposits $760.64 million
Capital $67.38 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in a select list of zip codes (credit union has a zip code search). Membership is also open to Los Angeles Department of Water and Power, and other Select Employer Groups.

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Water And Power Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WATER AND POWER COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to WATER AND POWER COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Water And Power Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Water And Power Community Locations


Financial Details

Water And Power Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Water And Power Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Water And Power Community U.S. Average
3.44% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Water And Power Community had $2,395,291 in non-current loans and $15,492 in owned assets. To cover these potential losses it had $67,381,195 in net worth and $2,712,250 in loans loss reserves. That gives it a Texas Ratio of 3.44%.

Net Worth
Water And Power Community U.S. Average
7.71% 12.67%

Water And Power Community FCU has a net worth of 7.71% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Water And Power Community

Branches and Savings

What is Water And Power Community?

A credit union, registered with the NCUA under certificate #68493.
Learn more about credit unions here.

Is Water And Power Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Water And Power Community is insured by the NCUA.

Who can join Water And Power Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Water And Power Community's share account and share certificate rates?

Water And Power Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Water And Power Community?

Water And Power Community has total capital of $67.38 million. Full information on Water And Power Community's financial position is located above.

Who owns Water And Power Community?

Credit Unions are owned by their members.

Where are Water And Power Community branches located?

See branch locations nearby.

Are Water And Power Community ATMs Open 24/7?

Do Water And Power Community ATMs accept cash deposits?

Can Water And Power Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Water And Power Community have a mobile app?

Does Water And Power Community have mobile deposit?

Does Water And Power Community have quick pay?

How can Water And Power Community transfer money to other banks or credit unions?

Does Water And Power Community report to credit bureaus?

Does Water And Power Community use Chexsystems?

Does Water And Power Community use Equifax?

What is Water And Power Community's toll free phone number?

What is Water And Power Community's ACH Routing Number?

What is Water And Power Community's SWIFT code?

Where can I find Water And Power Community's wire transfer form?

What is the Water And Power Community address for deposits?

What Products Does Water And Power Community Offer

Does Water And Power Community offer mortgages?

Compare mortgage rates here.

Does Water And Power Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Water And Power Community offer auto and RV loans?

Compare auto loan rates here.

Does Water And Power Community offer student loans or personal loans?

Compare personal loan rates here.

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