WATERBURY POSTAL EMPLOYEES

PO BOX 241
Waterbury, CT 06702

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3337
Date Established 1939
Assets $11.08 million
Loans $2.06 million
Deposits $8.76 million
Capital $2.28 million

Waterbury Postal Employees is an NCUA insured institution located in Waterbury, CT. It was founded in 1939 and has approximately $11.08 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Waterbury Postal Employees

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Note to Waterbury Postal Employees
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There are currently no rates available for Waterbury Postal Employees, but see these great savings and CD rates:

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WATERBURY POSTAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

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Featured - Virginia Home Equity Line Of Credit Rates 2019

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Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
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Note to WATERBURY POSTAL EMPLOYEES
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Branches

Below are Waterbury Postal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Waterbury Postal Employees Locations


Financial Details

Waterbury Postal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Waterbury Postal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Waterbury Postal Employees U.S. Average
3.66% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Waterbury Postal Employees had $84,870 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,277,872 in net worth and $40,944 in loans loss reserves. That gives it a Texas Ratio of 3.66%.

Net Worth
Waterbury Postal Employees U.S. Average
20.55% 13.47%

Waterbury Postal Employees FCU has a net worth of 20.55% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Waterbury Postal Employees

Branches and Savings

What is Waterbury Postal Employees?

A federal credit union, registered with the NCUA under certificate #3337.
Learn more about credit unions here.

Is Waterbury Postal Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Waterbury Postal Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Waterbury Postal Employees's share account and share certificate rates?

Waterbury Postal Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Waterbury Postal Employees?

Waterbury Postal Employees has total capital of $2.28 million. Full information on Waterbury Postal Employees's financial position is located above.

Who owns Waterbury Postal Employees?

Credit Unions are owned by their members.

Where are Waterbury Postal Employees branches located?

See branch locations nearby.

Are Waterbury Postal Employees ATMs Open 24/7?

Do Waterbury Postal Employees ATMs accept cash deposits?

Can Waterbury Postal Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Waterbury Postal Employees have a mobile app?

Does Waterbury Postal Employees have mobile deposit?

Does Waterbury Postal Employees have quick pay?

How can Waterbury Postal Employees transfer money to other banks or credit unions?

Does Waterbury Postal Employees report to credit bureaus?

Does Waterbury Postal Employees use Chexsystems?

Does Waterbury Postal Employees use Equifax?

What is Waterbury Postal Employees's toll free phone number?

What is Waterbury Postal Employees's ACH Routing Number?

What is Waterbury Postal Employees's SWIFT code?

Where can I find Waterbury Postal Employees's wire transfer form?

What is the Waterbury Postal Employees address for deposits?

What Products Does Waterbury Postal Employees Offer

Does Waterbury Postal Employees offer mortgages?

Compare mortgage rates here.

Does Waterbury Postal Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Waterbury Postal Employees offer auto and RV loans?

Compare auto loan rates here.

Does Waterbury Postal Employees offer student loans or personal loans?

Compare personal loan rates here.

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