500 S Wayne Rd
Westland, MI 48186
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Wayne-westland is an NCUA insured institution located in Westland, MI. It was founded in 1948 and has approximately $134.79 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5928
Date Established 1948
Assets $134.79 million
Loans $51.39 million
Deposits $122.34 million
Capital $11.11 million

Field of Membership Restrictions

Membership is open to those who live or work in the cities of Wayne or Westland in Michigan.

Deposit Rates - April 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Wayne-westland

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Advertiser Disclosure

Loan Rates - April 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WAYNE-WESTLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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First Internet Bank
NMLS ID: 424182
2.804% 2.750% 0.75 $1,758 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
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0.000 %
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Wayne-westland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Wayne-westland Locations

Financial Details

Wayne-westland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wayne-westland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wayne-westland U.S. Average
1.39% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Wayne-westland had $114,141 in non-current loans and $43,513 in owned assets. To cover these potential losses it had $11,113,655 in net worth and $201,918 in loans loss reserves. That gives it a Texas Ratio of 1.39%.

Net Worth
Wayne-westland U.S. Average
8.82% 12.67%

Wayne-westland FCU has a net worth of 8.82% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wayne-westland

Branches and Savings

What is Wayne-westland?

A federal credit union, registered with the NCUA under certificate #5928.
Learn more about credit unions here.

Is Wayne-westland FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Wayne-westland is insured by the NCUA.

Who can join Wayne-westland?

Please see Field of Membership information above for information on who is eligible to join.

What are Wayne-westland's share account and share certificate rates?

Wayne-westland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wayne-westland?

Wayne-westland has total capital of $11.11 million. Full information on Wayne-westland's financial position is located above.

Who owns Wayne-westland?

Credit Unions are owned by their members.

Where are Wayne-westland branches located?

See branch locations nearby.

Are Wayne-westland ATMs Open 24/7?

Do Wayne-westland ATMs accept cash deposits?

Can Wayne-westland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wayne-westland have a mobile app?

Does Wayne-westland have mobile deposit?

Does Wayne-westland have quick pay?

How can Wayne-westland transfer money to other banks or credit unions?

Does Wayne-westland report to credit bureaus?

Does Wayne-westland use Chexsystems?

Does Wayne-westland use Equifax?

What is Wayne-westland's toll free phone number?

What is Wayne-westland's ACH Routing Number?

What is Wayne-westland's SWIFT code?

Where can I find Wayne-westland's wire transfer form?

What is the Wayne-westland address for deposits?

What Products Does Wayne-westland Offer

Does Wayne-westland offer mortgages?

Compare mortgage rates here.

Does Wayne-westland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wayne-westland offer auto and RV loans?

Compare auto loan rates here.

Does Wayne-westland offer student loans or personal loans?

Compare personal loan rates here.

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