318 5th Ave
South Charlesto, WV 25303

Notable Rates APY Vs.Others
Savings 0.10% 1.96% →
1-Year CD 0.20% 2.02% →
2-Year CD 0.30% 2.02% →
5-Year CD 0.50% 2.02% →
30-Year Mortgage N.A. 3.03% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 3.25% →

2020 Overview

General Credit Union Information

West Virginia is an NCUA insured institution located in South Charlesto, WV. It was founded in 1965 and has approximately $121.92 millions in assets.

NCUA Insured Yes
Charter Number # # 17057
Date Established 1965
Assets $121.92 million
Loans $81.01 million
Deposits $102.83 million
Capital $18.32 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and businesses and other legal entities located in Kanawha, Putnam, Cabell, Wayne, Lincoln and Boone counties of West Virginia.

Deposit Rates - March 31, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $100 $9,999 Learn MoreShow Less
Fixed IRA
0.20% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.10% $5,000 $9,999 Learn MoreShow Less

Loan Rates - March 31, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WEST VIRGINIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are West Virginia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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West Virginia Locations

Financial Details

West Virginia Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of West Virginia. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
West Virginia U.S. Average
6.69% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, West Virginia had $1,009,751 in non-current loans and $270,393 in owned assets. To cover these potential losses it had $18,317,549 in net worth and $816,216 in loans loss reserves. That gives it a Texas Ratio of 6.69%.

Net Worth
West Virginia U.S. Average
15.02% 13.65%

West Virginia FCU has a net worth of 15.02% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About West Virginia

Branches and Savings

What is West Virginia?

A federal credit union, registered with the NCUA under certificate #17057.
Learn more about credit unions here.

Is West Virginia FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join West Virginia?

Please see Field of Membership information above for information on who is eligible to join.

What are West Virginia's share account and share certificate rates?

West Virginia's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is West Virginia?

West Virginia has total capital of $18.32 million. Full information on West Virginia's financial position is located above.

Who owns West Virginia?

Credit Unions are owned by their members.

Where are West Virginia branches located?

See branch locations nearby.

Are West Virginia ATMs Open 24/7?

Do West Virginia ATMs accept cash deposits?

Can West Virginia customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does West Virginia have a mobile app?

Does West Virginia have mobile deposit?

Does West Virginia have quick pay?

How can West Virginia transfer money to other banks or credit unions?

Does West Virginia report to credit bureaus?

Does West Virginia use Chexsystems?

Does West Virginia use Equifax?

What is West Virginia's toll free phone number?

What is West Virginia's ACH Routing Number?

What is West Virginia's SWIFT code?

Where can I find West Virginia's wire transfer form?

What is the West Virginia address for deposits?

What Products Does West Virginia Offer

Does West Virginia offer mortgages?

Compare mortgage rates here.

Does West Virginia offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does West Virginia offer auto and RV loans?

Compare auto loan rates here.

Does West Virginia offer student loans or personal loans?

Compare personal loan rates here.

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