Westar Federal Credit Union


Our records indicate that this credit union has been acquired by BEGINNINGS.


Headquarters

2565 Hambletonian Way, P.o. Box 60
Camillus, NY 13031
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Westar is an NCUA insured institution located in Camillus, NY. It was founded in 1963 and has approximately $33.23 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15386
Date Established 1963
Assets $33.23 million
Loans $9.59 million
Deposits $29.82 million
Capital $3.42 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the towns of Elbridge, Camillus, Marcellus, Van Buren, Geddes, or Onondaga.

Deposit Rates - September 19, 2026

Your Current Location: Maryland, MD

We do not yet have rates for Westar

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Loan Rates - September 19, 2026

Your Current Location: Maryland, MD

There are currently no loan rates available for Westar

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Maryland 30 Year Fixed Mortgage Rates 2026

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Featured - Maryland Home Equity Line Of Credit Rates 2026

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Branches

Below are Westar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Gaithersburg,Maryland


Westar Locations


BranchDistance Map View Lobby Hours

Westar Federal Credit Union

273.02 A View Lobby Hours


Climate Policy and Initiatives

WESTAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Westar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Westar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Westar U.S. Average
2.93% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Westar had $101,501 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,420,961 in net worth and $49,076 in loans loss reserves. That gives it a Texas Ratio of 2.93%.

Net Worth
Westar U.S. Average
10.29% 14.48%

Westar FCU has a net worth of 10.29% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Westar

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