Western Rockies Federal Credit Union


Our records indicate that this credit union has been acquired by CANVAS.


Headquarters

2302 North Ave
Grand Junction, CO 81501
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 2.55% →
1-Year CD 0.20% 2.80% →
2-Year CD 0.40% 3.20% →
5-Year CD 1.15% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Western Rockies is an NCUA insured institution located in Grand Junction, CO. It was founded in 1936 and has approximately $179.48 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1608
Date Established 1936
Assets $179.48 million
Loans $98.35 million
Deposits $168.73 million
Capital $11.94 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Mesa, Garfield, Pitkin or Eagle County.

Deposit Rates - August 10, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.03% $2,500 $4,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 $99 Learn MoreShow Less
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 10, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WESTERN ROCKIES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
5.165% 4.990% 1.00 $5,000 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
4.858% 4.750% 0.88 $3,132 $1,305 Learn More
Morty, Inc.
NMLS ID: 1429243
4.702% 4.625% 0.88 $2,252 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to WESTERN ROCKIES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Western Rockies branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Western Rockies Locations



Climate Initiatives

WESTERN ROCKIES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Western Rockies Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Western Rockies. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Western Rockies U.S. Average
7.56% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Western Rockies had $900,473 in non-current loans and $40,223 in owned assets. To cover these potential losses it had $11,937,355 in net worth and $513,625 in loans loss reserves. That gives it a Texas Ratio of 7.56%.

Net Worth
Western Rockies U.S. Average
6.65% 12.28%

Western Rockies FCU has a net worth of 6.65% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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