Western Rockies Federal Credit Union


2302 North Ave
Grand Junction, CO 81501
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 0.85% →
1-Year CD 0.20% 0.75% →
2-Year CD 0.40% 0.80% →
5-Year CD 1.15% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Western Rockies is an NCUA insured institution located in Grand Junction, CO. It was founded in 1936 and has approximately $170.8 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1608
Date Established 1936
Assets $170.80 million
Loans $99.28 million
Deposits $159.15 million
Capital $12.10 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Mesa, Garfield, Pitkin or Eagle County.

Deposit Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.03% $2,500 $4,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 $99 Learn MoreShow Less
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WESTERN ROCKIES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 330511
2.929% 2.875% 0.75 $1,735 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Western Rockies branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Western Rockies Locations

Climate Initiatives

WESTERN ROCKIES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Western Rockies Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Western Rockies. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Western Rockies U.S. Average
3.18% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Western Rockies had $372,987 in non-current loans and $32,708 in owned assets. To cover these potential losses it had $12,097,148 in net worth and $651,023 in loans loss reserves. That gives it a Texas Ratio of 3.18%.

Net Worth
Western Rockies U.S. Average
7.08% 12.22%

Western Rockies FCU has a net worth of 7.08% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Western Rockies

Branches and Savings

What is Western Rockies?

A federal credit union, registered with the NCUA under certificate #1608.
Learn more about credit unions here.

Is Western Rockies FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Western Rockies is insured by the NCUA.

Who can join Western Rockies?

Please see Field of Membership information above for information on who is eligible to join.

What are Western Rockies's share account and share certificate rates?

Western Rockies's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Western Rockies?

Western Rockies has total capital of $12.10 million. Full information on Western Rockies's financial position is located above.

Who owns Western Rockies?

Credit Unions are owned by their members.

Where are Western Rockies branches located?

See branch locations nearby.

Are Western Rockies ATMs Open 24/7?

Do Western Rockies ATMs accept cash deposits?

Can Western Rockies customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Western Rockies have a mobile app?

Does Western Rockies have mobile deposit?

Does Western Rockies have quick pay?

How can Western Rockies transfer money to other banks or credit unions?

Does Western Rockies report to credit bureaus?

Does Western Rockies use Chexsystems?

Does Western Rockies use Equifax?

What is Western Rockies's toll free phone number?

What is Western Rockies's ACH Routing Number?

What is Western Rockies's SWIFT code?

Where can I find Western Rockies's wire transfer form?

What is the Western Rockies address for deposits?

What Products Does Western Rockies Offer

Does Western Rockies offer mortgages?

Compare mortgage rates here.

Does Western Rockies offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Western Rockies offer auto and RV loans?

Compare auto loan rates here.

Does Western Rockies offer student loans or personal loans?

Compare personal loan rates here.

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