WESTERN ROCKIES

2302 NORTH AVE
Grand Junction, CO 81501

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1608
Date Established 1936
Assets $134.67 million
Loans $90.75 million
Deposits $124.85 million
Capital $10.90 million

Western Rockies is an NCUA insured institution located in Grand Junction, CO. It was founded in 1936 and has approximately $134.67 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Mesa, Garfield, Pitkin or Eagle County.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $5,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.60% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.20% $1,000 - Learn MoreShow Less
24 Mo CD
0.40% $1,000 - Learn MoreShow Less
36 Mo CD
0.75% $1,000 - Learn MoreShow Less
60 Mo CD
1.15% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.03% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $500 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WESTERN ROCKIES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More
First Internet Bank
NMLS ID: 424182
3.657% 3.625% 0.38 $980 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to WESTERN ROCKIES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Western Rockies branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Western Rockies Locations


Financial Details

Western Rockies Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Western Rockies. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Western Rockies U.S. Average
8.42% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Western Rockies had $851,687 in non-current loans and $100,251 in owned assets. To cover these potential losses it had $10,898,845 in net worth and $403,750 in loans loss reserves. That gives it a Texas Ratio of 8.42%.

Net Worth
Western Rockies U.S. Average
8.09% 13.47%

Western Rockies FCU has a net worth of 8.09% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Western Rockies

Branches and Savings

What is Western Rockies?

A federal credit union, registered with the NCUA under certificate #1608.
Learn more about credit unions here.

Is Western Rockies FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Western Rockies?

Please see Field of Membership information above for information on who is eligible to join.

What are Western Rockies's share account and share certificate rates?

Western Rockies's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Western Rockies?

Western Rockies has total capital of $10.90 million. Full information on Western Rockies's financial position is located above.

Who owns Western Rockies?

Credit Unions are owned by their members.

Where are Western Rockies branches located?

See branch locations nearby.

Are Western Rockies ATMs Open 24/7?

Do Western Rockies ATMs accept cash deposits?

Can Western Rockies customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Western Rockies have a mobile app?

Does Western Rockies have mobile deposit?

Does Western Rockies have quick pay?

How can Western Rockies transfer money to other banks or credit unions?

Does Western Rockies report to credit bureaus?

Does Western Rockies use Chexsystems?

Does Western Rockies use Equifax?

What is Western Rockies's toll free phone number?

What is Western Rockies's ACH Routing Number?

What is Western Rockies's SWIFT code?

Where can I find Western Rockies's wire transfer form?

What is the Western Rockies address for deposits?

What Products Does Western Rockies Offer

Does Western Rockies offer mortgages?

Compare mortgage rates here.

Does Western Rockies offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Western Rockies offer auto and RV loans?

Compare auto loan rates here.

Does Western Rockies offer student loans or personal loans?

Compare personal loan rates here.

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