Wichita Federal Credit Union


9835 E. 21 St N
Wichita, KS 67206
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.85% →
1-Year CD 0.90% 0.75% →
2-Year CD 1.10% 0.80% →
5-Year CD 1.40% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Wichita is an NCUA insured institution located in Wichita, KS. It was founded in 1940 and has approximately $154.14 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3907
Date Established 1940
Assets $154.14 million
Loans $121.64 million
Deposits $130.26 million
Capital $22.52 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Sedgwick County, Kansas, or have a business or other legal entity in Sedgwick County and employees of the city of Wichita.

Deposit Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.65% $10,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 $199,999 Learn More
12 Mo CD
0.90% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
1.10% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
36 Mo CD
1.20% $10,000 $14,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.40% $10,000 $14,999 Learn More
60 Mo CD
1.40% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.25% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WICHITA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Neighbors Bank
NMLS ID: 491986
3.203% 3.125% 1.00 $2,500 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Wichita branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Wichita Locations

Climate Initiatives

WICHITA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Wichita Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wichita. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wichita U.S. Average
8.34% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Wichita had $1,915,228 in non-current loans and $87,158 in owned assets. To cover these potential losses it had $22,518,787 in net worth and $1,479,710 in loans loss reserves. That gives it a Texas Ratio of 8.34%.

Net Worth
Wichita U.S. Average
14.6% 12.22%

Wichita FCU has a net worth of 14.6% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wichita

Branches and Savings

What is Wichita?

A federal credit union, registered with the NCUA under certificate #3907.
Learn more about credit unions here.

Is Wichita FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Wichita is insured by the NCUA.

Who can join Wichita?

Please see Field of Membership information above for information on who is eligible to join.

What are Wichita's share account and share certificate rates?

Wichita's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wichita?

Wichita has total capital of $22.52 million. Full information on Wichita's financial position is located above.

Who owns Wichita?

Credit Unions are owned by their members.

Where are Wichita branches located?

See branch locations nearby.

Are Wichita ATMs Open 24/7?

Do Wichita ATMs accept cash deposits?

Can Wichita customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wichita have a mobile app?

Does Wichita have mobile deposit?

Does Wichita have quick pay?

How can Wichita transfer money to other banks or credit unions?

Does Wichita report to credit bureaus?

Does Wichita use Chexsystems?

Does Wichita use Equifax?

What is Wichita's toll free phone number?

What is Wichita's ACH Routing Number?

What is Wichita's SWIFT code?

Where can I find Wichita's wire transfer form?

What is the Wichita address for deposits?

What Products Does Wichita Offer

Does Wichita offer mortgages?

Compare mortgage rates here.

Does Wichita offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wichita offer auto and RV loans?

Compare auto loan rates here.

Does Wichita offer student loans or personal loans?

Compare personal loan rates here.

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