Erie, PA 16511

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 1.82% 2.25% →
2-Year CD 1.82% 2.50% →
5-Year CD 1.82% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Widget is an NCUA insured institution located in Erie, PA. It was founded in 1936 and has approximately $317.04 millions in assets.

Who can join?

If you live, work, worship, volunteer, or attend school or regularly conduct business in Erie or Crawford counties, you can belong! An immediate family member of an already existing member is also eligible for membership.

NCUA Insured Yes
Charter Number # # 1117
Date Established 1936
Assets $317.04 million
Loans $196.91 million
Deposits $281.94 million
Capital $31.17 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school or regularly conduct business in Erie or Crawford counties.

Deposit Rates - December 13, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.60% $1 $24,999 Learn MoreShow Less
Money Market
0.80% $25,000 $49,999 Learn MoreShow Less
1.82% $5 $74,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.51% $1,000 $74,999 Learn MoreShow Less
1.82% $1,000 $74,999 Learn MoreShow Less
1.82% $1,000 $74,999 Learn MoreShow Less
1.82% $1,000 $74,999 Learn MoreShow Less
1.82% $1,000 $74,999 Learn MoreShow Less
1.82% $1,000 $74,999 Learn MoreShow Less
1.82% $1,000 $74,999 Learn MoreShow Less
1.82% $1,000 $74,999 Learn MoreShow Less
Checking Rates APY MIN FEE
HD Checking 2.53% $0 $0.00 Learn MoreShow Less

Loan Rates - December 13, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WIDGET

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($252) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to WIDGET
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Widget branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Widget Locations

Financial Details

Widget Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Widget. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Widget U.S. Average
2.52% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Widget had $816,286 in non-current loans and $0 in owned assets. To cover these potential losses it had $31,167,646 in net worth and $1,186,716 in loans loss reserves. That gives it a Texas Ratio of 2.52%.

Net Worth
Widget U.S. Average
9.83% 13.65%

Widget FCU has a net worth of 9.83% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Widget

Branches and Savings

What is Widget?

A federal credit union, registered with the NCUA under certificate #1117.
Learn more about credit unions here.

Is Widget FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Widget?

Please see Field of Membership information above for information on who is eligible to join.

What are Widget's share account and share certificate rates?

Widget's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Widget?

Widget has total capital of $31.17 million. Full information on Widget's financial position is located above.

Who owns Widget?

Credit Unions are owned by their members.

Where are Widget branches located?

See branch locations nearby.

Are Widget ATMs Open 24/7?

Do Widget ATMs accept cash deposits?

Can Widget customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Widget have a mobile app?

Does Widget have mobile deposit?

Does Widget have quick pay?

How can Widget transfer money to other banks or credit unions?

Does Widget report to credit bureaus?

Does Widget use Chexsystems?

Does Widget use Equifax?

What is Widget's toll free phone number?

What is Widget's ACH Routing Number?

What is Widget's SWIFT code?

Where can I find Widget's wire transfer form?

What is the Widget address for deposits?

What Products Does Widget Offer

Does Widget offer mortgages?

Compare mortgage rates here.

Does Widget offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Widget offer auto and RV loans?

Compare auto loan rates here.

Does Widget offer student loans or personal loans?

Compare personal loan rates here.

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