Widget Federal Credit Union

Headquarters

2154 East Lake Road
Erie, PA 16511
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 5.50% →
1-Year CD 0.50% 4.80% →
2-Year CD 0.70% 4.25% →
5-Year CD 1.00% 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Widget is an NCUA insured institution located in Erie, PA. It was founded in 1936 and has approximately $436.66 millions in assets.

Who can join?

If you live, work, worship, volunteer, or attend school or regularly conduct business in Erie or Crawford counties, you can belong! An immediate family member of an already existing member is also eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1117
Date Established 1936
Assets $436.66 million
Loans $244.91 million
Deposits $392.82 million
Capital $44.71 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school or regularly conduct business in Erie or Crawford counties.

Deposit Rates - December 9, 2024

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
HD Checking 4.07% $0 $0.00 Learn MoreShow Less

Loan Rates - December 9, 2024

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Widget

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
5.842% 5.750% 0.50 $3,200 $1,868 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.105% 6.000% 0.75 $3,610 $1,919 Learn More
Sammamish Mortgage Company
NMLS ID: 118653
License#: CL-118653
6.208% 6.125% 0.88 $2,842 $1,945 Learn More
DECO Mortgage
NMLS ID: 2561451
6.242% 6.125% 0.63 $4,057 $1,945 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Rate
Rate
See Table
Intro APR
9.600 %
After Intro: 9.600 %
$25,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Widget
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Widget branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Widget Locations around zip code 98109


BranchDistance Map View Lobby Hours

26th Street

2271.00 A View Lobby Hours

Main Office

2274.08 B View Lobby Hours

38th Street

2274.82 C View Lobby Hours

Buffalo Road

2275.80 D View Lobby Hours

North East

2283.93 E View Lobby Hours


Climate Policy and Initiatives

WIDGET is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Widget Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Widget. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Widget U.S. Average
2.58% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Widget had $1,177,821 in non-current loans and $0 in owned assets. To cover these potential losses it had $44,713,182 in net worth and $977,451 in loans loss reserves. That gives it a Texas Ratio of 2.58%.

Net Worth
Widget U.S. Average
10.24% 13.93%

Widget FCU has a net worth of 10.24% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Widget

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