WINDSOR LOCKS

Headquarters

516 SPRING ST
Windsor Locks, CT 06096
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.95% →
1-Year CD 0.55% 1.01% →
2-Year CD 0.85% 0.95% →
5-Year CD 1.15% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Windsor Locks is an NCUA insured institution located in Windsor Locks, CT. It was founded in 1940 and has approximately $63.48 millions in assets.

NCUA Insured Yes
Charter Number # # 3757
Date Established 1940
Assets $63.48 million
Loans $35.83 million
Deposits $56.25 million
Capital $6.50 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Hartford County, Connecticut, and their immediate family.

Deposit Rates - October 25, 2020

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 25, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for WINDSOR LOCKS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
2.830% 2.750% 0.63 $2,622 $1,021 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.575% 2.500% 1.00 $2,470 $988 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to WINDSOR LOCKS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Windsor Locks branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Windsor Locks Locations


Financial Details

Windsor Locks Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Windsor Locks. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Windsor Locks U.S. Average
5.14% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Windsor Locks had $201,813 in non-current loans and $137,880 in owned assets. To cover these potential losses it had $6,499,174 in net worth and $109,046 in loans loss reserves. That gives it a Texas Ratio of 5.14%.

Net Worth
Windsor Locks U.S. Average
10.23% 13.61%

Windsor Locks FCU has a net worth of 10.23% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Windsor Locks

Branches and Savings

What is Windsor Locks?

A federal credit union, registered with the NCUA under certificate #3757.
Learn more about credit unions here.

Is Windsor Locks FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Windsor Locks?

Please see Field of Membership information above for information on who is eligible to join.

What are Windsor Locks's share account and share certificate rates?

Windsor Locks's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Windsor Locks?

Windsor Locks has total capital of $6.50 million. Full information on Windsor Locks's financial position is located above.

Who owns Windsor Locks?

Credit Unions are owned by their members.

Where are Windsor Locks branches located?

See branch locations nearby.

Are Windsor Locks ATMs Open 24/7?

Do Windsor Locks ATMs accept cash deposits?

Can Windsor Locks customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Windsor Locks have a mobile app?

Does Windsor Locks have mobile deposit?

Does Windsor Locks have quick pay?

How can Windsor Locks transfer money to other banks or credit unions?

Does Windsor Locks report to credit bureaus?

Does Windsor Locks use Chexsystems?

Does Windsor Locks use Equifax?

What is Windsor Locks's toll free phone number?

What is Windsor Locks's ACH Routing Number?

What is Windsor Locks's SWIFT code?

Where can I find Windsor Locks's wire transfer form?

What is the Windsor Locks address for deposits?

What Products Does Windsor Locks Offer

Does Windsor Locks offer mortgages?

Compare mortgage rates here.

Does Windsor Locks offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Windsor Locks offer auto and RV loans?

Compare auto loan rates here.

Does Windsor Locks offer student loans or personal loans?

Compare personal loan rates here.

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