Workers Federal Credit Union

Headquarters

119 Russell St
Littleton, MA 01460
See all branch locations →

Notable Rates APY Vs.Others
Savings 2.50% 5.55% →
1-Year CD 4.50% 5.60% →
2-Year CD 4.25% 4.90% →
5-Year CD 3.75% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Workers is an NCUA insured institution located in Littleton, MA. It was founded in 1914 and has approximately $2636.33 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24923
Date Established 1914
Assets $2,636.33 million
Loans $1,626.29 million
Deposits $1,854.00 million
Capital $360.15 million
 

Field of Membership Restrictions

Membership in Workers Credit Union is open to anyone by joining the Financial Fitness Association or through a $5 contribution to United Way of North Central MA (membership fee and $5 contribution will be paid for by Workers Credit Union). Individuals who live, work, worship, or attend school in Lowell or Worcester (Massachusetts) are also eligible to join. Employees/retirees of 12 participating employers also qualify, as do their immediate family and household members.

Deposit Rates - April 26, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Accelerate Savings
2.50% $5 - Learn More
Money Market
1.25% $50 $9,999 Learn More
Money Market
1.50% $10,000 $24,999 Learn More
Money Market
2.00% $25,000 $99,999 Learn More
Money Market
3.00% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Month
4.75% $500 - Learn More
6 Month
4.75% $25,000 - Learn More
Harvest 9 Month CD Special
5.00% $500 - Learn More
12 Month
4.50% $500 - Learn More
12 Month
4.50% $25,000 - Learn More
24 Month
4.25% $500 - Learn More
24 Month
4.25% $25,000 - Learn More
36 Month
4.00% $500 - Learn More
36 Month
4.00% $25,000 - Learn More
60 Month
3.75% $500 $24,999 Learn More
60 Month
3.75% $25,000 - Learn More
Int Checking Rates APY MIN MAX
High Interest Checking
2.25% $0 $15,000 Learn MoreShow Less

Loan Rates - April 26, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Workers

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.787% 6.750% 0.38 $1,203 $2,076 Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
7.004% 6.875% 0.63 $4,192 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Workers
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Workers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Workers Locations



Climate Policy and Initiatives

WORKERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Workers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Workers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Workers U.S. Average
7.73% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Workers had $22,822,568 in non-current loans and $5,415,000 in owned assets. To cover these potential losses it had $360,151,329 in net worth and $5,212,961 in loans loss reserves. That gives it a Texas Ratio of 7.73%.

Net Worth
Workers U.S. Average
13.59% 13.62%

Workers FCU has a net worth of 13.59% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Workers

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