Workers Federal Credit Union

Headquarters

119 Russell St
Littleton, MA 01460
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ACH 211382863

Notable Rates APY Vs.Others
Savings 2.10% 4.15% →
1-Year CD 3.15% 4.59% →
2-Year CD 3.15% 4.47% →
5-Year CD 3.15% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Workers is an NCUA insured institution located in Littleton, MA. It was founded in 1914 and has approximately $2487.37 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24923
Date Established 1914
Assets $2,487.37 million
Loans $1,946.38 million
Deposits $1,844.48 million
Capital $252.88 million
 

Field of Membership Restrictions

Membership in Workers Credit Union is open to anyone by joining the Financial Fitness Association or through a $5 contribution to United Way of North Central MA (membership fee and $5 contribution will be paid for by Workers Credit Union). Individuals who live, work, worship, or attend school in Lowell or Worcester (Massachusetts) are also eligible to join. Employees/retirees of 12 participating employers also qualify, as do their immediate family and household members.

Deposit Rates - September 19, 2026

Your Current Location: Arizona, AZ

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Accelerate Savings
2.10% $5 - Learn More
Money Market
0.04% $50 $9,999 Learn More
Money Market
0.50% $10,000 $24,999 Learn More
Money Market
0.60% $25,000 $99,999 Learn More
Money Market
0.60% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Month
3.15% $500 - Learn More
6 Month
3.15% $25,000 - Learn More
Harvest 9 Month CD Special
5.00% $500 - Learn More
12 Month
3.15% $500 - Learn More
12 Month
3.15% $25,000 - Learn More
24 Month
3.15% $500 - Learn More
24 Month
3.15% $25,000 - Learn More
36 Month
3.55% $500 - Learn More
36 Month
3.55% $25,000 - Learn More
60 Month
3.15% $500 $24,999 Learn More
60 Month
3.15% $25,000 - Learn More
Int Checking Rates APY MIN MAX
High Interest Checking
2.25% $0 $15,000 Learn MoreShow Less

Loan Rates - September 19, 2026

Your Current Location: Arizona, AZ

There are currently no loan rates available for Workers

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

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Note to Workers
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Branches

Below are Workers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Globe,Arizona


Workers Locations


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Climate Policy and Initiatives

WORKERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Workers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Workers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Workers U.S. Average
12.50% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Workers had $26,851,007 in non-current loans and $5,415,000 in owned assets. To cover these potential losses it had $252,883,705 in net worth and $5,212,961 in loans loss reserves. That gives it a Texas Ratio of 12.50%.

Net Worth
Workers U.S. Average
10.17% 14.48%

Workers FCU has a net worth of 10.17% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Workers

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