Wright Patman Congressional

Headquarters

P O Box 23267
Washington, DC 20026
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Wright Patman Congressional is an NCUA insured institution located in Washington, DC. It was founded in 1953 and has approximately $1192.79 millions in assets.

Who Can Join?

Congressional Federal offers membership to employees of the U.S. House of Representatives, as well as local companies, associations, organizations and their immediate family members. If you work for one of their membership groups, you are eligible for lifetime membership with Congressional Federal.

Household members and immediate family of a member who has opened his/her account are also eligible.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8797
Date Established 1953
Assets $1,192.79 million
Loans $626.56 million
Deposits $1,079.57 million
Capital $98.99 million
 

Field of Membership Restrictions

Membership in Congressional Federal is open to those who work for the U.S. House of Representatives, to certified lobbyists and employees of lobbyists, employees of the legislative branch of the U.S. government and other Select Employer Groups.

Deposit Rates - April 16, 2021

Your Current Location: Washington, WA 98101

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Note to Wright Patman Congressional
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Advertiser Disclosure

Loan Rates - April 16, 2021

Your Current Location: Washington, WA 98101

There are currently no loan rates available for WRIGHT PATMAN CONGRESSIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Test Advertiser QA
NMLS ID:
2.432% 2.375% 0.75 $1,875 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to WRIGHT PATMAN CONGRESSIONAL
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Branches

Below are Wright Patman Congressional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Wright Patman Congressional Locations


Financial Details

Wright Patman Congressional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wright Patman Congressional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wright Patman Congressional U.S. Average
5.62% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Wright Patman Congressional had $5,777,603 in non-current loans and $13,470 in owned assets. To cover these potential losses it had $98,986,816 in net worth and $3,986,410 in loans loss reserves. That gives it a Texas Ratio of 5.62%.

Net Worth
Wright Patman Congressional U.S. Average
8.29% 12.67%

Wright Patman Congressional FCU has a net worth of 8.29% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wright Patman Congressional

Branches and Savings

What is Wright Patman Congressional?

A federal credit union, registered with the NCUA under certificate #8797.
Learn more about credit unions here.

Is Wright Patman Congressional FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Wright Patman Congressional is insured by the NCUA.

Who can join Wright Patman Congressional?

Please see Field of Membership information above for information on who is eligible to join.

What are Wright Patman Congressional's share account and share certificate rates?

Wright Patman Congressional's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wright Patman Congressional?

Wright Patman Congressional has total capital of $98.99 million. Full information on Wright Patman Congressional's financial position is located above.

Who owns Wright Patman Congressional?

Credit Unions are owned by their members.

Where are Wright Patman Congressional branches located?

See branch locations nearby.

Are Wright Patman Congressional ATMs Open 24/7?

Do Wright Patman Congressional ATMs accept cash deposits?

Can Wright Patman Congressional customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wright Patman Congressional have a mobile app?

Does Wright Patman Congressional have mobile deposit?

Does Wright Patman Congressional have quick pay?

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What Products Does Wright Patman Congressional Offer

Does Wright Patman Congressional offer mortgages?

Compare mortgage rates here.

Does Wright Patman Congressional offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wright Patman Congressional offer auto and RV loans?

Compare auto loan rates here.

Does Wright Patman Congressional offer student loans or personal loans?

Compare personal loan rates here.

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