Wright Patman Congressional Federal Credit Union

Headquarters

P O Box 23267
Washington, DC 20026
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Notable Rates	APY	Vs.Others
Savings	N.A.	0.85% →
1-Year CD	N.A.	0.67% →
2-Year CD	N.A.	0.80% →
5-Year CD	N.A.	1.25% →
30-Year Mortgage	N.A.	2.72% →
15-Year Mortgage	N.A.	2.36% →
HELOC	N.A.	2.79% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2021 Overview

General Credit Union Information

Wright Patman Congressional is an NCUA insured institution located in Washington, DC. It was founded in 1953 and has approximately $1219.27 millions in assets.

Who Can Join?

Congressional Federal offers membership to employees of the U.S. House of Representatives, as well as local companies, associations, organizations and their immediate family members. If you work for one of their membership groups, you are eligible for lifetime membership with Congressional Federal.

Household members and immediate family of a member who has opened his/her account are also eligible.


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 8797
Date Established	1953
Assets	$1,219.27 million
Loans	$634.52 million
Deposits	$1,106.27 million
Capital	$101.51 million

Field of Membership Restrictions

Membership in Congressional Federal is open to those who work for the U.S. House of Representatives, to certified lobbyists and employees of lobbyists, employees of the legislative branch of the U.S. government and other Select Employer Groups.

Deposit Rates - December 4, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Wright Patman Congressional

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Loan Rates - December 4, 2021

Get Loan Offers

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WRIGHT PATMAN CONGRESSIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 541760	3.075%	3.000%	1.00	$2,420	$1,055	Learn More
NMLS ID: 2890 License#: MC-3098	2.809%	2.750%	0.75	$1,928	$1,021	Learn More
NMLS ID: 3030	3.872%	3.750%	1.00	$3,750	$1,158	Learn More
NMLS ID: 3030	3.726%	3.625%	0.75	$3,125	$1,141	Learn More

See More Mortgage Rates →

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender	APR (%)^?	Monthly Payment^?	Learn More
Bethpage Federal Credit Union See Table	Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months	$25,000	Learn More More Info
Home Equity rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan-to-value restrictions apply. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. No closing costs on new HELOCs up to $500,000. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. Published rates and terms based on primary homes. Home Equities not offered in TX. $5.00 minimum share account required. Membership conditions apply. Rates as low as 3.25% Prime Rate as of 3/16/2020 = 3.25% (Wall Street Journal). No application or closing costs
Flagstar Bank-Heloc See Table	4.990 %	$0	Learn More More Info
. Variable rate as low as 3.99% APR. Flexibility to borrower as needed. Make home improvements, consolidate debts, make purchases and more. Powered by the Human Interest Rate.

See More Home Equity Rates →

Note to WRIGHT PATMAN CONGRESSIONAL
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Branches

Below are Wright Patman Congressional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia

Wright Patman Congressional Locations

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Climate Initiatives

WRIGHT PATMAN CONGRESSIONAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Wright Patman Congressional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wright Patman Congressional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Wright Patman Congressional	U.S. Average
1.09%	3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Wright Patman Congressional had $1,136,274 in non-current loans and $12,994 in owned assets. To cover these potential losses it had $101,509,345 in net worth and $4,149,941 in loans loss reserves. That gives it a Texas Ratio of 1.09%.

Net Worth

Wright Patman Congressional	U.S. Average
8.32%	12.22%

Wright Patman Congressional FCU has a net worth of 8.32% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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