WRIGHT PATMAN CONGRESSIONAL

P O BOX 23267
Washington, DC 20026

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8797
Date Established 1953
Assets $965.65 million
Loans $578.30 million
Deposits $861.40 million
Capital $91.49 million

Wright Patman Congressional is an NCUA insured institution located in Washington, DC. It was founded in 1953 and has approximately $965.65 millions in assets.

Who Can Join?

Congressional Federal offers membership to employees of the U.S. House of Representatives, as well as local companies, associations, organizations and their immediate family members. If you work for one of their membership groups, you are eligible for lifetime membership with Congressional Federal.

Household members and immediate family of a member who has opened his/her account are also eligible.

Field of Membership Restrictions

Membership in Congressional Federal is open to those who work for the U.S. House of Representatives, to certified lobbyists and employees of lobbyists, employees of the legislative branch of the U.S. government and other Select Employer Groups.

Deposit Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.70% $2,500 $9,999 Learn MoreShow Less
Money Market
0.75% $10,000 $24,999 Learn MoreShow Less
Money Market
0.75% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.25% $1,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.75% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
2.25% $1,000 $99,999 Learn MoreShow Less
18 Mo CD
2.25% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
2.40% $1,000 $99,999 Learn MoreShow Less
30 Mo CD
2.40% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
2.50% $1,000 $99,999 Learn MoreShow Less
48 Mo CD
2.65% $1,000 - Learn MoreShow Less
60 Mo CD
3.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.70% $1 $19,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WRIGHT PATMAN CONGRESSIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.643% 3.625% 0.25 $560 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to WRIGHT PATMAN CONGRESSIONAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Wright Patman Congressional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Wright Patman Congressional Locations


Financial Details

Wright Patman Congressional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wright Patman Congressional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wright Patman Congressional U.S. Average
12.72% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Wright Patman Congressional had $12,008,717 in non-current loans and $14,849 in owned assets. To cover these potential losses it had $91,488,154 in net worth and $3,048,053 in loans loss reserves. That gives it a Texas Ratio of 12.72%.

Net Worth
Wright Patman Congressional U.S. Average
9.47% 13.65%

Wright Patman Congressional FCU has a net worth of 9.47% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wright Patman Congressional

Branches and Savings

What is Wright Patman Congressional?

A federal credit union, registered with the NCUA under certificate #8797.
Learn more about credit unions here.

Is Wright Patman Congressional FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Wright Patman Congressional?

Please see Field of Membership information above for information on who is eligible to join.

What are Wright Patman Congressional's share account and share certificate rates?

Wright Patman Congressional's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wright Patman Congressional?

Wright Patman Congressional has total capital of $91.49 million. Full information on Wright Patman Congressional's financial position is located above.

Who owns Wright Patman Congressional?

Credit Unions are owned by their members.

Where are Wright Patman Congressional branches located?

See branch locations nearby.

Are Wright Patman Congressional ATMs Open 24/7?

Do Wright Patman Congressional ATMs accept cash deposits?

Can Wright Patman Congressional customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wright Patman Congressional have a mobile app?

Does Wright Patman Congressional have mobile deposit?

Does Wright Patman Congressional have quick pay?

How can Wright Patman Congressional transfer money to other banks or credit unions?

Does Wright Patman Congressional report to credit bureaus?

Does Wright Patman Congressional use Chexsystems?

Does Wright Patman Congressional use Equifax?

What is Wright Patman Congressional's toll free phone number?

What is Wright Patman Congressional's ACH Routing Number?

What is Wright Patman Congressional's SWIFT code?

Where can I find Wright Patman Congressional's wire transfer form?

What is the Wright Patman Congressional address for deposits?

What Products Does Wright Patman Congressional Offer

Does Wright Patman Congressional offer mortgages?

Compare mortgage rates here.

Does Wright Patman Congressional offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wright Patman Congressional offer auto and RV loans?

Compare auto loan rates here.

Does Wright Patman Congressional offer student loans or personal loans?

Compare personal loan rates here.

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