Wright Patman Congressional
P O Box 23267
Washington, DC 20026
See all branch locations →
2021 Overview
General Credit Union Information
Wright Patman Congressional is an NCUA insured institution located in Washington, DC. It was founded in 1953 and has approximately $1192.79 millions in assets.
Who Can Join?
Congressional Federal offers membership to employees of the U.S. House of Representatives, as well as local companies, associations, organizations and their immediate family members. If you work for one of their membership groups, you are eligible for lifetime membership with Congressional Federal.
Household members and immediate family of a member who has opened his/her account are also eligible.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 8797 |
| Date Established | 1953 |
| Assets | $1,192.79 million |
| Loans | $626.56 million |
| Deposits | $1,079.57 million |
| Capital | $98.99 million |
Field of Membership Restrictions
Deposit Rates - April 16, 2021
Your Current Location: Washington, WA 98101
We do not yet have rates for Wright Patman Congressional
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Wright Patman Congressional
Note to Wright Patman Congressional
To upload and update your credit union's rates please register.
It is free to register and add rates.
Loan Rates - April 16, 2021
Your Current Location: Washington, WA 98101
There are currently no loan rates available for WRIGHT PATMAN CONGRESSIONAL
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Washington 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: |
2.432% | 2.375% | 0.75 | $1,875 | $972 | Learn More |
|
NMLS ID: |
2.432% | 2.375% | 0.75 | $1,875 | $972 | Learn More |
NMLS ID: 3030 |
3.368% | 3.250% | 1.00 | $3,750 | $1,089 | Learn More |
Featured - Washington Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Test Advertiser QA See Table |
0.000 %
|
$0 |
Learn More
More Info |
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to WRIGHT PATMAN CONGRESSIONAL
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Wright Patman Congressional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Seattle,Washington
Financial Details
Wright Patman Congressional Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Wright Patman Congressional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Wright Patman Congressional | U.S. Average |
|---|---|
| 5.62% | 5.40 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2020, Wright Patman Congressional had $5,777,603 in non-current loans and $13,470 in owned assets. To cover these potential losses it had $98,986,816 in net worth and $3,986,410 in loans loss reserves. That gives it a Texas Ratio of 5.62%.
Net Worth
| Wright Patman Congressional | U.S. Average |
|---|---|
| 8.29% | 12.67% |
Wright Patman Congressional FCU has a net worth of 8.29% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Wright Patman Congressional
Branches and Savings
What is Wright Patman Congressional?
A federal credit union, registered with the NCUA under certificate #8797.
Learn more about credit unions here.
Is Wright Patman Congressional FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Wright Patman Congressional is insured by the NCUA.
Who can join Wright Patman Congressional?
Please see Field of Membership information above for information on who is eligible to join.
How big is Wright Patman Congressional?
Wright Patman Congressional has total capital of $98.99 million. Full information on Wright Patman Congressional's financial position is located above.
Who owns Wright Patman Congressional?
Credit Unions are owned by their members.
Where are Wright Patman Congressional branches located?
See branch locations nearby.
There are currently no comments for Wright Patman Congressional. Be the first to share your experience. Please provide comments that will help others.
Add Your Review