2024 Overview
General Credit Union Information
Yolo is an NCUA insured institution located in Woodland, CA. It was founded in 1954 and has approximately $430.53 millions in assets.
Who can join?
Field of membership includes all who live, work, worship or attend school in Yolo County.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9293 |
| Date Established | 1954 |
| Assets | $430.53 million |
| Loans | $265.98 million |
| Deposits | $367.18 million |
| Capital | $48.30 million |
Field of Membership Restrictions
Must live, work, worship or attend school in Yolo County.
Deposit Rates - October 23, 2024
Your Current Location: Missouri, MO 10007
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.03% | $2,500 | $4,999 |
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|
|
Money Market
|
0.03% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.03% | $1 | $499 | Learn More |
Loan Rates - October 23, 2024
Your Current Location: Missouri, MO 10007
There are currently no loan rates available for Yolo
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Missouri 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.680% | 6.500% | 0.88 | $6,000 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.740% | 6.625% | 1.00 | $3,817 | $2,049 | Learn More |
NMLS ID: 3030 |
7.064% | 6.990% | 0.75 | $2,400 | $2,127 | Learn More |
NMLS ID: 399801 |
Learn More |
Featured - Missouri Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Yolo
To upload and update your bank's rates please register.
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Branches
Below are Yolo branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Sedalia,Missouri
Yolo Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1500.33 | A | View Lobby Hours | |
| 1510.97 | B | View Lobby Hours | |
| 1511.25 | C | View Lobby Hours | |
| 1513.89 | D | View Lobby Hours |
Climate Policy and Initiatives
YOLO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Yolo Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Yolo. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Yolo | U.S. Average |
|---|---|
| 2.19% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Yolo had $639,626 in non-current loans and $454,614 in owned assets. To cover these potential losses it had $48,300,001 in net worth and $1,766,488 in loans loss reserves. That gives it a Texas Ratio of 2.19%.
Net Worth
| Yolo | U.S. Average |
|---|---|
| 11.21% | 13.93% |
Yolo FCU has a net worth of 11.21% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Yolo
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