New Jersey 20-Year Home Equity Loan Rates

Compare 20-Year Home Equity Loan rates from lenders in New Jersey with a loan amount of $ 50,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information.
 

New Jersey 20-Year Home Equity Loan

Lender APR (%)? Monthly Payment? Learn More

Figure Home Equity Line
Equal Housing Lender
Always FIXED rates from 4.99% APR. Approval in 5 minutes, funding in 5 days. Learn More
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TD Bank
Updated 2019-12-12
5.440 %
$343
Navy FCU
Updated 2019-12-12
6.000 %
$359
Valley National Bank
Updated 2019-12-12
5.375 %
$341
Webster Bank
Updated 2019-12-12
6.115 %
$362
State Farm Bank
Updated 2019-12-12
7.150 %
$393
Kearny Bank
Updated 2019-12-12
4.500 %
$317
Columbia Bank
Updated 2019-12-12
4.625 %
$320

Data from above provided by Informa Research Services, Inc.

Northfield Bank
Updated 09/10/2019
4.250 % Varies
Citadel Credit Union
Updated 08/26/2019
Restrictions
4.740 % Varies
Wells Fargo Bank, National Association
Updated 12/02/2019
4.750 % Varies
Provident Bank
Updated 12/02/2019
4.750 % Varies
Td Bank, National Association
Updated 12/02/2019
4.750 % Varies
Cathay Bank
Updated 12/02/2019
4.750 % Varies
Santander Bank, N.a.
Updated 12/02/2019
4.750 % Varies
State Employees Cu Of Maryland, Inc Credit Union
Updated 12/02/2019
Restrictions
4.750 % Varies
Alliant Credit Union
Updated 08/26/2019
Restrictions
4.750 % Varies
Pnc Bank, National Association
Updated 12/02/2019
4.990 % Varies
Bb&t
Updated 06/25/2019
4.990 % Varies
Jpmorgan Chase Bank, National Association
Updated 12/02/2019
5.000 % Varies
Kearny Bank
Updated 08/23/2019
5.000 % Varies
Blue Foundry Bank
Updated 09/27/2019
5.000 % Varies
Bank Of America, National Association
Updated 12/02/2019
5.150 % Varies
Armed Forces Bank, National Association
Updated 06/25/2019
5.240 % Varies
Citizens Bank, National Association
Updated 08/23/2019
5.240 % Varies
Investors Bank
Updated 06/25/2019
5.250 % Varies
Spencer Savings Bank, Sla
Updated 08/19/2019
5.250 % Varies
Manasquan Bank
Updated 06/25/2019
5.250 % Varies

Data provided by BestCashCow

APR (Annual Percentage Rate) is the rate that incorporates monthly compounding charges to express the a finance charges as an annual rate.

1Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. Compensation is higher for Featured placements. This table does not include all companies or all available products.

Rates from this table are based on loan amount of $50,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

Home Equity Loans - Rates are based on a fixed rate home equity loan in New Jersey for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Conditions ‘No closing costs’ indicates that customer is not required to pay closing costs on the loan. ‘With closing costs’ indicates that customer is required to pay closing costs on the loan. Rates may include discounts. Rates are subject to change without notice.