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15-Year Fixed Conforming Mortgage Refinance

15-Year Fixed Mortgage Refinance Rates 2025

Compare Texas 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Texas 15-Year Fixed Conforming Mortgage Refinance

December 13, 2025
Average: 5.92% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
District Lending NMLS ID: 1835285	4.775% 15 Yr Fixed	4.625% Fees & Points $3,200 Total 1.000 Pts: $3,200 $0 Fees	$2,469	Learn More See Table View
Revix NMLS ID: 2684156	5.174% 15 Yr Fixed	4.990% Fees & Points $3,985 Total 0.874 Pts: $2,797 $1,188 Fees	$2,529	Learn More See Table View
Home Simply NMLS ID: 2473786	5.180% 15 Yr Fixed	4.990% Fees & Points $4,020 Total 0.914 Pts: $2,925 $1,095 Fees	$2,529	Learn More See Table View
Beeline Loans, Inc. NMLS ID: 1799947	5.240% 15 Yr Fixed	5.125% Fees & Points $2,410 Total 0.753 Pts: $2,410 $0 Fees	$2,552	Learn More See Table View
Reliant Home Funding, Inc. NMLS ID: 292473	5.341% 15 Yr Fixed	5.125% Fees & Points $4,555 Total 0.800 Pts: $2,560 $1,995 Fees	$2,552	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	5.627% 15 Yr Fixed	5.490% Fees & Points $2,860 Total 0.675 Pts: $2,160 $700 Fees	$2,613	Learn More See Table View
CrossCountry Mortgage NMLS ID: 3029	Top 3 Lender: Trusted and established. 19K+ 5-star reviews: Proven customer satisfaction. Wide mortgage selection: Tailored solutions. Unmatched expertise: Your path to homeownership. 15 Yr Fixed			Learn More
Quicken Loans NMLS ID: 167283	Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate It costs $0 to see how much you could get with a lender 15 Yr Fixed			Learn More
Rocket Mortgage NMLS ID: 3030	Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Get personalized solutions for your goals 15 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 15 Yr Fixed			Learn More
Beeline Loans, Inc. NMLS ID: 1799947	Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify "The smoothest refi experience I’ve ever had" - TR, Houston 15 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Wells Fargo Bank, National Association Updated 02/23/2024	7.54%	6.93% 0.00 points $0.00 fees	$2,864.10	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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15-Year Fixed Mortgage Refinance Rates 2025

Texas 15-Year Fixed Conforming Mortgage Refinance

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