Virginia

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20-Year Fixed Mortgage Refinance Rates 2024

Compare Virginia 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Virginia 20-Year Fixed Conforming Mortgage Refinance

Lender APR Rate (%) Monthly
Payment?
Advantage Mortgage

Advantage Mortgage

NMLS ID: 2592312
License#: MC-7884
6.016% 20 Yr Fixed 5.875% Fees & Points $3,856 Total
0.773 Pts: $2,474
$1,382 Fees

$2,270

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PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
6.232% 20 Yr Fixed 6.000% Fees & Points $6,000 Total
0.875 Pts: $2,800
$3,200 Fees

$2,293

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
6.403% 20 Yr Fixed 6.250% Fees & Points $3,901 Total
0.907 Pts: $2,902
$999 Fees

$2,339

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
  • Refinance for home improvement, second property or to kill off debt
  • Switch to Beeline for killer rates, faster processing and absolute certainty
  • "The smoothest refi experience I’ve ever had" - TR, Houston
  • Reliable approval and loan options in no time. Apply online in 10 minutes
20 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
20 Yr Fixed

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Top Flite Financial

Top Flite Financial

NMLS ID: 4181
  • We Approve Credit Scores Down to 500
  • Self Employed Bank Statement Loans
  • Investor Loans - DSCR - Cash Out
  • Reverse Mortgage Specialists
20 Yr Fixed

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • Use your VA Loan benefits to get cash from your home equity
  • Get a personalized quote fast with instant uploads and 24/7 access
  • Over 300,000 verified 5-star reviews
20 Yr Fixed

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
20 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Pnc Bank, National Association


Updated 10/04/2022

6.11%

5.88%
0.00 points
$3,210.00 fees

$2,269.56


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$2,338.97


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Truist Bank


Updated 06/15/2022

8.27%

8.00%
0.00 points
$3,658.00 fees

$2,676.61


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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