California

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20-Year Fixed Mortgage Refinance Rates 2022

Compare California 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $250,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

California 20-Year Fixed Conforming Mortgage Refinance

October 6, 2022
Average: 5.88% APR
Lender APR Rate (%) Monthly
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AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 4130574
7.486% 20 Yr Fixed 7.375% Fees & Points $2,122 Total
0.731 Pts: $1,828
$295 Fees

$1,995

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New American Funding
NMLS ID: 6606
6.832% 20 Yr Fixed 6.625% Fees & Points $4,089 Total
0.984 Pts: $2,460
$1,629 Fees

$1,883

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Beeline Loans, Inc.
NMLS ID: 1799947
6.268% 20 Yr Fixed 6.125% Fees & Points $2,879 Total
0.752 Pts: $1,880
$999 Fees

$1,810

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AimLoan.com
NMLS ID: 2890
License#: 413-0477
6.259% 20 Yr Fixed 6.125% Fees & Points $2,688 Total
0.677 Pts: $1,693
$995 Fees

$1,810

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Eligibility.org
NMLS ID: 1907
  • Check eligibility with dozens of top lenders
  • Discover your home loan options
  • Match with VA, USDA, FHA & conventional lenders
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20 Yr Fixed

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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Wells Fargo Bank, National Association


Updated 06/15/2022

6.30%

6.13%
0.00 points
$0.00 fees

$1,809.88


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$1,827.32


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U.s. Bank National Association


Updated 10/04/2022

6.56%

6.38%
0.57 points
$0.00 fees

$1,845.58


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Boeing Employees Credit Union


Updated 06/15/2022
Restrictions

7.33%

7.25%
0.13 points
$5,038.00 fees

$1,975.94


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San Diego County Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.00 points
$0.00 fees

$1,994.92


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Cit Bank, National Association


Updated 06/15/2022

7.65%

7.60%
0.00 points
$0.00 fees

$2,029.30


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Axos Bank


Updated 06/15/2022

8.41%

8.38%
0.00 points
$3,658.00 fees

$2,150.61


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Data provided by BestCashCow

1 Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $250,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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