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Search for banks in your local area or state that specialize in mortgage, small business, commercial, farm, multi-family loans and more.

Below are banks offering 1-4 Family Residential Loans in New York. "Loans $" is the amount of 1-4 Family Residential Loans the bank has on its balance sheet while "% Loan" is the percent of the banks total loans that are 1-4 Family Residential Loans. A higher "% Loan" is one indicator of a bank's focus on that type of lending.

Bank Loans $(000s) % Loan?
NBT Bank, National Association 2,027,224 17.28 %
USNY Bank 68,600 17.84 %
Saratoga National Bank and Trust 179,796 18.65 %
Investors Bank 4,308,438 19.09 %
Pioneer Bank, National Association 370,083 19.78 %
The Canandaigua National Bank and Trust Company 867,866 21.43 %
Country Bank 131,875 21.47 %
BCB Community Bank 567,877 21.85 %
Carver Federal Savings Bank 119,871 21.97 %
East West Bank 13,145,185 22.62 %
SB One Bank 379,396 22.66 %
Arrow Bank National Association 789,638 22.82 %
The Adirondack Trust Company 233,195 23.24 %
Citizens & Northern Bank 548,663 23.64 %
People's United Bank, National Association 8,720,533 24.25 %
Cattaraugus County Bank 52,670 24.48 %
The Bank of Castile 317,061 25.11 %
Bank of Greene 448,438 25.90 %
The Berkshire Bank 37,478 27.80 %
Walden Savings Bank 220,998 28.02 %
Catskill Hudson Bank 118,907 28.14 %
Watertown Savings Bank 166,049 28.30 %
Steuben Trust Company 91,613 28.59 %
Interaudi Bank 474,333 29.14 %
Community Bank, National Association 3,440,190 30.74 %

1-4 Family Residential Loans

This search shows the percentage that 1-4 Family Residential Loans make up of each bank's lending portfolio on its balance sheet. A higher percentage of 1-4 Family Residential Loans is one indicator that a bank may be more focused in this area of lending than other banks. The search also lists the total dollar value of 1-4 Family Residential Loans held by a bank on its balance sheet. 1-4 Family Residential Loans include all single family homes, condos, townhouses, and multi-family units up to 4 families.

Many banks sell their residential mortgage loans and as a result the numbers on the balance sheets of many banks may undercount the actual loan volume. Generally, the larger the bank, the greater the chance it is selling its loans. As a result, it is important to note that these numbers are directional only and may not represent total lending activity.

In addition, be sure to check a bank's Texas Ratio, available on the Financial Summary tab of every bank's BestCashCow profile. The Texas Ratio is a measure of the health of a bank. Banks with high Texas Ratios may be facing financial distress due to bad or underperforming loans and may have curtailed their lending activity.