Search for banks in your local area or state that specialize in mortgage, small business, commercial, farm, multi-family loans and more.
Below are banks offering 1-4 Family Residential Loans in California. "Loans $" is the amount of 1-4 Family Residential Loans the bank has on its balance sheet while "% Loan" is the percent of the banks total loans that are 1-4 Family Residential Loans. A higher "% Loan" is one indicator of a bank's focus on that type of lending.
| Bank | Loans $(000s) | % Loan? |
|---|---|---|
| Armed Forces Bank, National Association | 139,203 | 17.16 % |
| CIT Bank, National Association | 5,233,097 | 17.60 % |
| Shinhan Bank America | 260,902 | 17.74 % |
| Open Bank | 346,301 | 17.88 % |
| First Credit Bank | 76,949 | 19.27 % |
| Bank of the West | 11,524,033 | 19.34 % |
| Montecito Bank & Trust | 250,385 | 19.66 % |
| Bank of the Sierra | 455,709 | 19.76 % |
| Banc of California | 4,823,306 | 20.46 % |
| Mechanics Bank | 2,247,808 | 23.51 % |
| Home Bank of California | 52,631 | 23.92 % |
| Bank of the Orient | 187,576 | 23.97 % |
| East West Bank | 13,145,185 | 24.79 % |
| Metropolitan Bank | 48,912 | 25.46 % |
| BBVA USA | 14,521,031 | 26.79 % |
| Exchange Bank | 428,661 | 27.07 % |
| Banc of California, National Association | 1,891,417 | 27.45 % |
| United Security Bank | 260,883 | 28.59 % |
| Mutual of Omaha Bank | 1,901,538 | 30.37 % |
| First Western Trust Bank | 759,471 | 31.22 % |
| Western Alliance Bank | 17,886,704 | 31.99 % |
| Provident Savings Bank, F.S.B. | 382,518 | 36.31 % |
| Boston Private Bank & Trust Company | 2,814,501 | 39.82 % |
| Gateway Bank, F.S.B. | 79,947 | 42.67 % |
| Bank of San Francisco | 222,267 | 44.34 % |
This search shows the percentage that 1-4 Family Residential Loans make
up of each bank's lending portfolio on its balance sheet. A higher
percentage of 1-4 Family Residential Loans is one indicator that a bank
may be more focused in this area of lending than other banks. The
search also lists the total dollar value of 1-4 Family Residential
Loans held by a bank on its balance sheet. 1-4 Family Residential Loans
include all single family homes, condos, townhouses, and multi-family
units up to 4 families.
Many banks sell their residential
mortgage loans and as a result the numbers on the balance sheets of
many banks may undercount the actual loan volume. Generally, the larger
the bank, the greater the chance it is selling its loans. As a result,
it is important to note that these numbers are directional only and may
not represent total lending activity.
In addition, be sure
to check a bank's Texas Ratio, available on the Financial Summary tab
of every bank's BestCashCow profile. The Texas Ratio is a measure of
the health of a bank. Banks with high Texas Ratios may be facing
financial distress due to bad or underperforming loans and may have
curtailed their lending activity.