Purepoint MUFG Union



2019 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank MUFG Union Bank, National Association
FDIC Certificate # 22826
Date Established 1979
Assets $130.78 billion
Loans $85.23 billion
Deposits $92.19 billion
Capital $15.46 billion
Money that you deposit is held by MUFG Union Bank, National Association. MUFG Union Bank, National Association is an FDIC insured institution founded in 1979. It has approximately $130.78 billion in assets.

For a more detailed analysis of MUFG Union Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 23, 2019

Online Savings and Money Market Rates APY MIN MAX
Online CD Rates APY MIN MAX
6 Month CD
2.20% $10,000 - Learn MoreShow Less
1-Year CD
2.80% $10,000 - Learn MoreShow Less
13 Month No Penalty CD
2.50% $10,000 - Learn MoreShow Less
18 MO CD
2.70% $10,000 - Learn MoreShow Less
24 Mo CD 1K
2.80% $10,000 - Learn MoreShow Less
36 Mo CD 1K
3.00% $10,000 - Learn MoreShow Less

Bank Offers

Purepoint Raises 1-year CD rate to 2.80%
Dec 7, 2018

Purepoint has raised their one-year CD rate to 2.80% from 2.60% today.   The rate requires a minimum deposit of $10,000, and is still below the best online one-year CDs.   Purepoint's one-year CDs have a 181-day early withdrawal penalty which is higher than that on one-year CDs from Barclays Bank Delaware, Ally Bank, Live Oak and others. 


Purepoint MUFG Union Raises Online Savings Rate to 2.35%
Jan 4, 2019

Purepoint has raised its online savings rate to 2.35%.   BestCashCow has received reports that customers of Union Bank in California are being offered bumps on this of 10 to 15 bps.




Customer Reviews for Purepoint MUFG Union (27)


  • Patrick Morrissey

    February 26, 2019 |

    We opened up a savings account at the Purepoint office in Glendale Heights, Illinois in December of 2018. We never had a online savings account because it was too confusing to open being titled to a trust. Their employees made it so easy. They instructed us on how to do a deposit and bank transfer. They made sure that we were comfortable with the process. We are both baby boomers from the pre technology era. Their employees made in such an pleasurable experience. This company knows how to hire and train their employees. And you can’t beat their rates. Highly recommended.

  • Awful in every way

    December 22, 2018 |

    Online Savings Rates

    Purepoint is awful in every way, except transfers are immediately. That is why I stay, even though though the rate is no longer competitive.

  • Steve in philly

    December 21, 2018 |

    Online Savings Rates

    Easy to use site. I keep a little here but moved to my savings direct when msd rate became higher. I use best cash cow to watch rates

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