Purepoint MUFG Union



2019 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank MUFG Union Bank, National Association
FDIC Certificate # 22826
Date Established 1979
Assets $123.98 billion
Loans $81.69 billion
Deposits $88.74 billion
Capital $16.92 billion
Money that you deposit is held by MUFG Union Bank, National Association. MUFG Union Bank, National Association is an FDIC insured institution founded in 1979. It has approximately $123.98 billion in assets.

For a more detailed analysis of MUFG Union Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - February 16, 2019

Online Savings and Money Market Rates APY MIN MAX
Online CD Rates APY MIN MAX
6 Month CD
2.20% $10,000 - Learn MoreShow Less
1-Year CD
2.80% $10,000 - Learn MoreShow Less
18 MO CD
2.70% $10,000 - Learn MoreShow Less
24 Mo CD 1K
2.80% $10,000 - Learn MoreShow Less
36 Mo CD 1K
3.00% $10,000 - Learn MoreShow Less

Bank Offers

Purepoint Raises 1-year CD rate to 2.80%
Dec 7, 2018

Purepoint has raised their one-year CD rate to 2.80% from 2.60% today.   The rate requires a minimum deposit of $10,000, and is still below the best online one-year CDs.   Purepoint's one-year CDs have a 181-day early withdrawal penalty which is higher than that on one-year CDs from Barclays Bank Delaware, Ally Bank, Live Oak and others. 


Purepoint MUFG Union Raises Online Savings Rate to 2.35%
Jan 4, 2019

Purepoint has raised its online savings rate to 2.35%.   BestCashCow has received reports that customers of Union Bank in California are being offered bumps on this of 10 to 15 bps.


Customer Reviews for Purepoint MUFG Union (26)


  • Awful in every way

    December 22, 2018 |

    Online Savings Rates

    Purepoint is awful in every way, except transfers are immediately. That is why I stay, even though though the rate is no longer competitive.

  • Steve in philly

    December 21, 2018 |

    Online Savings Rates

    Easy to use site. I keep a little here but moved to my savings direct when msd rate became higher. I use best cash cow to watch rates

  • Rachael Lowenstein

    October 20, 2018 |

    Online Savings Rates

    I've been a customer for a while. While I appreciated receiving a flyer advertising an 18 month CD at 2.90% in my mailbox, I was disappointed not to be able to open online. The rate online is 2.70%. I am not going to the customer center or whatever it is for an extra 0.20%. More likely to close the account and be done with these guys.

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