Purepoint MUFG Union



2018 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank MUFG Union Bank, National Association
FDIC Certificate # 22826
Date Established 1979
Assets $123.79 billion
Loans $80.42 billion
Deposits $86.5 billion
Capital $16.69 billion
Money that you deposit is held by MUFG Union Bank, National Association. MUFG Union Bank, National Association is an FDIC insured institution founded in 1979. It has approximately $123.79 billion in assets.

For a more detailed analysis of MUFG Union Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 18, 2018

Online Savings and Money Market Rates APY MIN MAX
Online CD Rates APY MIN MAX
6 Month CD
2.20% $10,000 - Learn MoreShow Less
1-Year CD
2.80% $10,000 - Learn MoreShow Less
18 MO CD
2.70% $10,000 - Learn MoreShow Less
24 Mo CD 1K
2.80% $10,000 - Learn MoreShow Less
36 Mo CD 1K
3.00% $10,000 - Learn MoreShow Less

Bank Offers

Purepoint Raises 1-year CD rate to 2.80%
Dec 7, 2018

Purepoint has raised their one-year CD rate to 2.80% from 2.60% today.   The rate requires a minimum deposit of $10,000, and is still below the best online one-year CDs.   Purepoint's one-year CDs have a 181-day early withdrawal penalty which is higher than that on one-year CDs from Barclays Bank Delaware, Ally Bank, Live Oak and others. 


Customer Reviews for Purepoint MUFG Union (24)


  • Rachael Lowenstein

    October 20, 2018 |

    Online Savings Rates

    I've been a customer for a while. While I appreciated receiving a flyer advertising an 18 month CD at 2.90% in my mailbox, I was disappointed not to be able to open online. The rate online is 2.70%. I am not going to the customer center or whatever it is for an extra 0.20%. More likely to close the account and be done with these guys.

  • R Cocome

    August 18, 2018 |

    Online Savings Rates

    I am in the business of customer service for over 40 years. Purepoint offers the very WORST customer service that I have ever experienced. Wasted the whole day on the phone (including two disconnects and three failures of promised call backs) and my problem is still not resolved. Bottomline is that customer service staff even on the "escalated service" level have no authority to assist. All they do is sweet talk you. Feel sorry for the staff.
    Called Ally to open a new account w/ them. The whole process took less than eight minutes. Dealing w/ Purepoint is not worth .1% higher interest.

  • R Cocome

    August 18, 2018 |

    I am in the business of customer service for over 40 years. Purepoint offers the very WORST customer service that I have ever experienced. Wasted the whole day on the phone (including two disconnects and three failures of promised call backs) and my problem is still not resolved. Bottomline is that customer service staff even on the "escalated service" level have no authority to assist. All they do is sweet talk you. Feel sorry for the staff.
    Called Ally to open a new account w/ them. The whole process took less than eight minutes. Dealing w/ Purepoint is not worth .1% higher interest.

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