Axos Bank

Deposit Rates APY Vs.Others
Savings 4.51% 4.60% →
1-Year CD 0.20% 4.59% →
2-Year CD 0.20% 4.10% →
3-Year CD 0.20% 4.11% →
4-Year CD 0.20% 3.95% →
5-Year CD 0.20% 4.00% →

Reviewed by Jeff Talmage | August 22, 2025 |

Online Savings Rates

Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and address me as Mr Jeff). There are plenty of banks on this site who honor their word and treat you with respect.



Deposit Rates - November 6, 2025

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
One Savings
4.51% $0 9,999 Learn More
Business Savings
Business Savings Account
3.80% $0 - Learn More
Money Market
High Yield Money Market
0.25% $0 - Learn More
Online CD Rates
Online CD Rates APY MIN MAX
3 Month CD
0.20% $1,000 - Learn More
6 Month CD
0.20% $1,000 - Learn More
One Year CD
0.20% $1,000 - Learn More
24 Month CD
0.20% $1,000 - Learn More
36 Month CD
0.20% $1,000 - Learn More
48 Month CD
0.20% $1,000 - Learn More
60 Month CD
0.20% $1,000 - Learn More
Checking Rates APY MIN FEE
Rewards checking 3.30% $5,000 $7.50 Learn MoreShow Less







Climate Policy and Initiatives

Parent Bank Initiatives:

It is largely unclear what financing Axos has made to date in the renewable space and whether it has existing loans to the carbon sector, but it claims to be unveiling a new financing program for renewable energy.

Updated April 3, 2024

Axos Bank Climate Score: B

Axos Bank Climate Score Info: Axos claims to have a new financing program to promote investments in installations in the renewable energy area: https://www.axosbank.com/Business/Commercial-Lending/Equipment-Finance



Customer Reviews for Axos Bank


  • August 22, 2025 |

    Online Savings Rates

    Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and address me as Mr Jeff). There are plenty of banks on this site who honor their word and treat you with respect.

  • March 28, 2022 |

    Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I gave up. Customer service escalated my query to the tech side, which told me that since I could log in there was no problem. If my account still exists there is no way to use it! Of course, opening bonus denied.

  • April 19, 2021 |

    more problems than i or anyone should have time for

  • March 11, 2021 |

    Seems to be a different rate depending which site you come from. I guess 0.60% is from BestcashCow, but I saw 0.80% on Magnify.

  • February 12, 2021 |

    Bofi is a shell game. Stay away.


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