Axos Bank

Deposit Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD 0.20% 5.41% →
2-Year CD 0.20% 5.00% →
3-Year CD 0.20% 5.00% →
4-Year CD 0.20% 4.55% →
5-Year CD 0.20% 4.55% →

2024 Overview

General Online Bank Information

Money that you deposit is held by Axos Bank. Axos Bank is an FDIC insured institution founded in 2000. It has approximately $20.75 billion in assets.

Deposits FDIC Insured Yes
Insured Bank Axos Bank
FDIC Certificate # 35546
Date Established 2000
Assets $20.75 billion
Loans $17.43 billion
Deposits $18.3 billion
Capital $2.08 billion

For a more detailed analysis of Axos Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 12, 2024

Online CD Rates
Online CD Rates APY MIN MAX
3 Month CD
0.20% $1,000 - Learn More
6 Month CD
0.20% $1,000 - Learn More
One Year CD
0.20% $1,000 - Learn More
24 Month CD
0.20% $1,000 - Learn More
36 Month CD
0.20% $1,000 - Learn More
48 Month CD
0.20% $1,000 - Learn More
60 Month CD
0.20% $1,000 - Learn More
Checking Rates APY MIN FEE
Rewards checking 3.30% $5,000 $7.50 Learn MoreShow Less


Climate Policy and Initiatives

Parent Bank Initiatives:

It is largely unclear what financing Axos has made to date in the renewable space and whether it has existing loans to the carbon sector, but it claims to be unveiling a new financing program for renewable energy.

Updated April 3, 2024

Axos Bank Climate Score: B

Axos Bank Climate Score Info: Axos claims to have a new financing program to promote investments in installations in the renewable energy area: https://www.axosbank.com/Business/Commercial-Lending/Equipment-Finance



Customer Reviews for Axos Bank


  • March 28, 2022 |

    Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I gave up. Customer service escalated my query to the tech side, which told me that since I could log in there was no problem. If my account still exists there is no way to use it! Of course, opening bonus denied.

  • April 19, 2021 |

    more problems than i or anyone should have time for

  • March 11, 2021 |

    Seems to be a different rate depending which site you come from. I guess 0.60% is from BestcashCow, but I saw 0.80% on Magnify.

  • February 12, 2021 |

    Bofi is a shell game. Stay away.

  • January 4, 2021 |

    I am very upset. This was advertised on this site or some other site. It was impossible to get the account opened. When I reached people on the phone, they were nasty. Now the rate is lower and I cannot get my cash out.


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