| Deposits FDIC Insured | Yes |
| Insured Bank | Iberiabank |
| FDIC Certificate # | 28100 |
| Date Established | 1887 |
| Assets | $32.15 billion |
| Loans | $24.47 billion |
| Deposits | $25.64 billion |
| Capital | $4.29 billion |
For a more detailed analysis of Iberiabank's financial condition and a description of what these numbers mean, please visit the Financial Details section.
| Online CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 12-Month CD
|
3.87% | $10,000 | - |
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|
| 18 Month CD
|
3.87% | $10,000 | - |
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|
| 2 Year CD
|
3.77% | $10,000 | - |
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|
| 3 Year CD
|
3.77% | $10,000 | - |
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|
| 4 Year CD
|
3.67% | $10,000 | - |
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|
| 5 Year CD
|
3.51% | $10,000 | - |
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|
VirtualBank's eMoney Market rate has been raised to 2.36% APY.
Virtualbank, a division of Iberiabank is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.
Customer Reviews for Virtualbank, a division of Iberiabank (15)
Hello VirtualBank?
December 22, 2018 | | Replies 1
I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the penalties if I were to break a 1 year or a 2 year CD early??? Your website makes it impossible to know before I have opened and funded an account??!!!
Is this review helpful? Yes:4 / No: 0
Jeff | Mar 26, 2023
I think it is 1% on 1-year CDs and 2% on anything between 1 and 4 years. Not great, but not the worst I have seen.
Goldberg
November 3, 2018 |
Was reluctant to apply for an account due to the reviews but the rate is good so I gave them a try. It went smooth and account opened with no hassle like some reviewers had. Wasn’t the best, but it was not bad
Is this review helpful? Yes:3 / No: 0
Futch
August 20, 2018
Virtually impossible to deal with. They don't answer requests & cannot access account online. Florida branch extremely rude. Never do they send any info re current balance. Had extreme difficulty in setting up beneficiaries. Would never use this "bank" again . Avoid it @ your own risk. Had to go to Iberia Bank (the owner) to get any information or problem(s) resolved.
Is this review helpful? Yes:4 / No: 0
MJB
June 21, 2018 |
Spartan website, not up to the competition, unpredictably inaccessible. Primitive e-messaging system accepts sent messages, but doesn't retain them. Doesn't matter actually since so far all ignored. CSR's willing, but information often unreliable. No weekend telephone support. Quick ACH, then annoying 3-day hold.
Uncomfortable, moving on.
Is this review helpful? Yes:3 / No: 1
Swede
June 14, 2018 |
Had to apply three times to open an account. Have done a lot of online banking with little difficulty. The customer service at this bank is terrible. They subcontract to a phone bank to handle new aps!! Finally, got hold of an IT person, who confirmed many complaints. Said to contact him directly, if I needed assistance!
With the Fed increasing rates, there will be equal or better places to park your funds.
Is this review helpful? Yes:4 / No: 0
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