Virtualbank, a division of Iberiabank

2019 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Iberiabank
FDIC Certificate # 28100
Date Established 1887
Assets $31.17 billion
Loans $22.96 billion
Deposits $24.26 billion
Capital $4.05 billion
Money that you deposit is held by Iberiabank. Iberiabank is an FDIC insured institution founded in 1887. It has approximately $31.17 billion in assets.

For a more detailed analysis of Iberiabank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 20, 2019

Online CD Rates APY MIN MAX
3 Month CD
2.16% $10,000 - Learn MoreShow Less
12-Month CD
2.30% $10,000 - Learn MoreShow Less
18 Month CD
2.05% $10,000 - Learn MoreShow Less
2 Year CD
2.30% $10,000 - Learn MoreShow Less
3 Year CD
2.00% $10,000 - Learn MoreShow Less
4 Year CD
1.79% $10,000 - Learn MoreShow Less
5 Year CD
1.95% $10,000 - Learn MoreShow Less

Bank Offers

VirtualBank Raises EMoney Market to 2.36% APY
Dec 21, 2018

VirtualBank's eMoney Market rate has been raised to 2.36% APY. 

Customer Reviews for Virtualbank, a division of Iberiabank (15)

  • Hello VirtualBank?

    December 22, 2018 | | Replies 1

    I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the penalties if I were to break a 1 year or a 2 year CD early??? Your website makes it impossible to know before I have opened and funded an account??!!!

    Jeff | Aug 20, 2019

    I think it is 1% on 1-year CDs and 2% on anything between 1 and 4 years. Not great, but not the worst I have seen.

  • Goldberg

    November 03, 2018 |

    Online CDs 12 Month Rates

    Was reluctant to apply for an account due to the reviews but the rate is good so I gave them a try. It went smooth and account opened with no hassle like some reviewers had. Wasn’t the best, but it was not bad

  • Futch

    August 20, 2018

    Virtually impossible to deal with. They don't answer requests & cannot access account online. Florida branch extremely rude. Never do they send any info re current balance. Had extreme difficulty in setting up beneficiaries. Would never use this "bank" again . Avoid it @ your own risk. Had to go to Iberia Bank (the owner) to get any information or problem(s) resolved.

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