Posted on April 13, 2012
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Variable Rate IRAs – New Hampshire - May 23, 2012
Below are Variable Rate IRA CDs offered from banks that are located in New Hampshire. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.
| Bank | APY | Min Bal | Miles | More |
|---|---|---|---|---|
| Piscataqua Savings Bank | 0.85% | $10 | - | |
| People's United Bank | 0.65% | $50 | - | |
| Mascoma Savings Bank | 0.65% | $25 | - | |
| Merrimack County Savings Bank | 0.60% | $500 | - | |
| People's United Bank | 0.50% | $1,000 | - | |
| Claremont Savings Bank | 0.45% | $100 | - | |
| Lake Sunapee Bank, Fsb | 0.45% | $100 | - | |
| Northway Bank | 0.45% | $25 | - | |
| Rbs Citizens, National Association | 0.40% | $1 | - | |
| Franklin Savings Bank | 0.35% | $10 | - | |
| Bank Of America, National Association | 0.30% | $1 | - | |
| Salem Co-operative Bank | 0.30% | $500 | - | |
| Ledyard National Bank | 0.25% | $10 | - | |
| Union Bank | 0.25% | $100 | - | |
| Sugar River Bank | 0.21% | $10 | - | |
| Sovereign Bank | 0.20% | $1 | - | |
| Passumpsic Savings Bank | 0.20% | $25 | - | |
| Laconia Savings Bank | 0.20% | $100 | - | |
| Savings Bank Of Walpole | 0.15% | $100 | - | |
| Community Guaranty Savings Bank | 0.15% | $10 | - | |
| Pentucket Bank | 0.10% | $25 | - | |
| Td Bank, National Association | 0.05% | $250 | - | |
| The Provident Bank | 0.05% | $10 | - | |
| Kennebunk Savings Bank | 0.01% | $25 | - |
Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.
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