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Rates and Information to Help You Save & Borrow


30 Year Fixed Mortgage 4.26% APR
15 Year Fixed Mortgage 3.53% APR
5 Year ARM 2.99% APR
Home Equity Line 4.33%
10 Year Home Equity 5.61%
3 Year Auto Loan 3.13%


By Sol Nasisi

September 8, 2014 - Last month's disappointing increase in employment (just 142,000 jobs added) continued the see-saw movements we've seen in the labor market since 2010. With job growth subdued and inflation still coming in at or near 2%, there is very little pressure on interest rates. As a result, while long-term CD rates continue to drift up, shorter term CDs and savings accounts remain stuck. There is nothing on the horizon to indicate any dramatic shift in the rates over the next six months. As the labor market goes, so go rates.

On the lending side, mortgage, home equity, and auto loan rates continue to stay near record lows. While mortgage rates are above the record lows we saw in December 2012, they have come down from a recent peak in 2013 and historically speaking are still at very low levels. If you are thinking of buying a home, mortgage rates are still your friend. Home equity and auto loan rates have not moved much at all from their record low levels.

You can see these rate trends on our Savings, CD, and Mortgage Rate trends page.


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