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Rates and Information to Help You Save & Borrow


30 Year Fixed Mortgage 4.45% APR
15 Year Fixed Mortgage 3.65% APR
5 Year ARM 2.94% APR
Home Equity Line 4.36%
10 Year Home Equity 5.72%
3 Year Auto Loan 3.16%


By Sol Nasisi
April 7, 2014 - We just started the second quarter of 2014 and I wanted to check bank rates and see how they are doing compared to my forecast. At the beginning of the year, in my 2014 Savings Rate Outlook, I made the following predictions.

My outlook: Savings account rates will stay flat through 2014 although online savings account rates may increase by 20-30 percentage points. I project the highest online savings account next year will yield 1.75% APY. Short term savings rates will edge up slightly but longer term CDs (3-5 year) will continue the trend we have seen over the past six months and continue to move up. I expect we'll see the biggest increases in these longer duration CDs. We already have one credit union (PenFed) offering a 3%+ APY five year CD. Look for this trend to continue.

So, how are these predictions doing? Find out by reading my Bank rate update.


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