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The Wisdom of Old or Not-So-Old Age
While Bankrate no longer provides the most accurate and comprehensive information on bank rates (that distinction now belongs to BestCashCow or RatesAndInfo.com), they do sometimes produce interesting surveys. Their latest survey... Read →
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Three Months to Go and The Democrats are Failing
The 2018 November election is not for president, but will be one of the most consequential moments in American history. It is, sadly, only three months away. For the first two years of the rogue presidency of Donald Trump, the country... Read →
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Premium in 1-Year CD Rates Over Savings Rates At Highest Point in a Decade
Based on BestCashCow’s computations, the spread between the average online savings rate and the average 1-year CD rate is now approaching 60 basis points. This means that in return for locking up your money in a one-year CD, you can... Read →
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Silence of the Lambs
These are very difficult times, some say perilous. The President is on a course that only he understands. His closest advisors seem almost always out of the loop. Those not so close know absolutely nothing. If the President has any... Read →
Frenetic Construction on New York’s Billionaires Row Is a Disaster Waiting to Happen
From my office, I am perched in a position where I can see all of the construction in midtown Manhattan. I saw the crane blow over on top of the Park Hyatt in September 2012 two days before we were struck by Superstorm Sandy. I think... Read →
Avoid the 3.10% 3-Year CD that TD Ameritrade is Hawking
TD Ameritrade sent out an email today to their clients trying to sell a callable CD with an October 2021 maturity that is yielding 3.10% APY. The term of the CD is actually three years and three months. Some BestCashCow users contacted... Read →
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Judge Brett Kavanaugh’s Very Questionable Financial Judgment
Within the last 24 hours, there has been a lot of analysis of required financial disclosures around Judge Kavanaugh’s appointment to the Supreme Court. It is clear that Judge Kavanaugh, together with his wife, has a positive net... Read →
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Biogen Offers A Ray of Hope
Only months ago, we read the very depressing news that almost all research to identify a drug to cure Alzheimer’s and related brain diseases had been closed down for want of any successful results. Millions and millions had been... Read →
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Jim Jordan, Congressman from Ohio – Holier Than Thou
Congress is full of performers and light-weights, now more than ever. One, Jim Jordan from Ohio, is someone who loves the spotlight and who lacks much class. He clearly enjoys the special thrill of appearing to be the people’s... Read →
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Still No Rush to Gold
With the tariff wars, the collapse of international order, Russia’s continued influence on all things political in the US, and a country split in half politically, it is hard to believe that the stock market will continue to enjoy... Read →
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Constant and Completely Inappropriate Advice on CNBC: “Just Buy the 2-Year Treasury”
The recent rise in the Fed Funds rate and in short term rates – and real fear of economic instability caused by Trumputin’s erratic behavior and US imposed sanctions – is leading virtually every talking head on CNBC to... Read →
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Chase Makes the Hyatt Card A Sensible Alternative to Sapphire Reserve
BestCashCow has been a big fan of the Hyatt program for many, many years. We’ve always viewed Hyatt points as among the most valuable points that you can accumulate for your credit card spend. Historically, only your spend on the... Read →
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Move Over, Amazon is Here
It’s all happening fast, and well. That’s how Jeff Bezos does it. No longer should anyone wonder whether Amazon might move and move rapidly into and through broad swaths of the healthcare industry. There are clear directions... Read →
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A Five-Year Certificate of Deposit Paying 3% in 2018 - Revisited
When we began 2018, I wrote an article predicting that that we would see 5-Year CDs offering 3% in 2018, and recommending that depositors wait for the 3-handle before pulling the trigger and buying these products. We have seen 5-year CD,... Read →
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