Articles

Mortgages often seem like a necessary evil for those of us who don’t can’t pay for a home outright, which let’s face it, is nearly everyone.

Buying a home is a lengthy, exhausting process of talking to differe... Read →

Making monthly minimum payments on a mortgage can affect your wallet, retirement, and self-esteem. We’ll focus on the most effective mortgage repayment strategies like making initial and principal payments, and how to downsize expe... Read →

It is common to be excited when starting the home buying process, especially for first-time homeowners. However, that excitement can quickly be taken over by confusion and overwhelm when it comes to sifting through options for the home l... Read →

From my office, I am perched in a position where I can see all of the construction in midtown Manhattan.   I saw the crane blow over on top of the Park Hyatt in September 2012 two days before we were struck by Superstorm Sandy.... Read →

Buying a home means more than just committing to raising a family or living out one’s golden years in a particular house. It usually comes with financial obligations in the form of a mortgage. It is therefore important to prepare f... Read →

When the Federal Reserve acted to raise the Fed Funds rate in June 2017, it set the new Fed Funds target rate at 1.00 to 1.25%.   While, this marked the fourth rate increase since the beginning of 2016 (and since the Fed had lo... Read →

Kamala Harris is a newly minted Senator from California, and may quickly become a forerunner for the Democratic nomination for President in 2020.

There however is also serious problem that is going to linger from her role ... Read →

When you refinance a mortgage you pay off your existing mortgage loan and replace it with a new mortgage.  Homeowners might want to refinance for several different reasons.  Some of the most common reasons include obtaining a l... Read →

Many people equate the purchase of a house with finally finding success. There are new buyers entering the market every day, looking for their dream property. The market is still favorable for them at this time; mortgage rates are down a... Read →

What’s a ‘Reverse Mortgage’?

A reverse mortgage is a type of mortgage that allows a homeowner to borrow money against the value of their home. The borrower does not have to repay the mortgage&... Read →

Finding a mortgage lender isn't a difficult task: complete a few online forms for mortgage companies and you know all about the eager brokers who overload your voicemail with their pleas to make contact. Yet, going down this route is... Read →

The market is open and while not as competitive as it was two or three years ago there are still some great mortgage deals in today's market conditions. Economic conditions are improving all the time and lending is beginning to take ... Read →

Choosing to refinance your mortgage can be a great decision and a fantastic way to save money – if you know what you’re doing! To help you save the most money possible, we put together a list of ways to make sure that you get... Read →

The market is open and while not as competitive as it was two or three years ago there are still some great mortgage deals in today's market conditions. Economic conditions are improving all the time and lending is beginning to take ... Read →