Articles

Citibank is syndicating an interesting Structured Note which is very similar to the one issued by JP Morgan last month, but is callable, has a 10% coupon and has no S&P contingency.

There is a lot of information available on how much of a retirees portfolio should include of stocks and bonds but when it comes to cash, the information is almost non-existent (for the purpose of this article, I am defining cash as money held in a bank or credit union and covered by FDIC or NCUA insurance). Interested, I went in search of answers and found some good advice that can guide any retiree when thinking about the cash component of their saving and investing plan.

JP Morgan Chase is currently syndicating what may be its most interesting Structured Note offering in years.

Janet Yellen's nomination to be the Chairwoman of the Federal Reserve means the Fed's low rate policy will remain in place into the future.

Are bump-up CDs a worthwhile addition to a savings portfolio? Should you consider opening one? What exactly is a bump-up CD?

Cash is always the safest place to put your money in a crisis. Against the prospect of a dramatic slowdown in the economy stemming from a sovereign default, cash again seems like a safe haven. A US default will lead to real stock and bond market declines and almost certainly a drop of commodity and real estate values.

The government shutdown will not close the FHA, but it might slow approvals to a trickle.

How the government shutdown will impact savings and borrowing rates.

Many Massachusetts-based banks now offer competitive online savings accounts. Can depositors rely on the Commonwealth's Depositors Insurance Fund and deposit amounts over FDIC limits in these banks?

The Federal Reserve announced today that it would continue to purchase $85 billion per month of mortgage and treasury bonds. Mortgage rates and CD rates had begun to rise in expectation of tapering and this move will act to depress rates for the next couple of months.

CD averages edged up again over the last month, the third month-in-a-row. Online savings account averages dropped slightly and a new bank took the top online spot. Should you open a CD or a savings account?

JP Morgan Chase has come to market with the highest yielding 15 year structured note that we have seen in some time. This offering is consistent with the 10 year Treasuries testing of 3.00%, the early stages of some slope to the yield curve, and the increasing governmental scrutiny facing the Jamie Diamond-run's banking behemoth.

A new survey of bank users found that 80% rank their bank as excellent or very good in accessibility. Does this match your experience?