Articles

Buying a home is a dream come true for many married couples. But what do you do if your spouse's financial situation prevents you from getting a mortgage?

A comprehensive guide to adjustable rate mortgages.

Knowing about the points that are a part of the mortgage loan process is essential so you can make an educated decision. Here is a brief discussion of the basic types of points and what they can mean for you.

Adjustable rate mortgages have gotten a bad reputation in recent years. But they really have some great benefits for the buyer.

Learning from our parents is a great way to avoid making costly mistakes that they may have made in their past. As Father's Day quickly approaches, could you use some mortgage advice from good ol' dad?

Owning a home is one of the greatest investments and feelings you will ever experience. But, new homeowners need to be prepared for the various costs so the experience is an exciting one instead of an overwhelming one.

Buying a foreclosure is a good way to get a great bargain on a home. And despite what anyone says, it is safe to buy a foreclosed property…as long as you follow the correct procedures.

We all know that FICO scores determine interest rates for credit. Here's how your score is determined, and what you can do to raise it.

Housing prices continued their fall and are now at mid-2002 levels according to the Case-Shiller Housing Index. Looking at the data, it's appears that we are close to a bottom in the correction. First time home buyers, time to dive in.

The United Kingdom has had similar mortgage problems that we have experienced. Should we follow their example to help us get out of the mess?

Does a 15-year fixed rate mortgage sound better than a 30-year fixed rate mortgage? Sure it does! But can you qualify for a shorter term?

The current down payment required for a FHA mortgage is 3.5 percent. What do the Republicans want to raise it to and why?

Low mortgage rates almost always lead to more mortgage loan applications. Are you going to take advantage of some of the lowest rates of the year?

With mortgage rates down and the debt ceiling vote coming up in August, right now may be the best time to get your mortgage loan before they go up too much.

Many potential home buyers say they are confused by mortgage papers given to them by lenders and banks when they apply for a mortgage loan. The federal government is hoping to reduce the amount of confusion with new "shopping sheets."