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Variable Rate IRA Basics Image Image courtesy of Stuart Miles at FreeDigitalPhotos.net

Variable Rate IRA Basics

Variable rate IRAs are typically more attractive to the less conservative investor. People who don't mind taking risks often take out variable rate IRAs. There are other factors you should consider as well. For instance, if you have a diversified portfolio with fixed rate instruments, you could balance it out with a variable rate IRA.

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Is A Fixed Rate IRA Right for You? Image Image courtesy of Ambro at FreeDigitalPhotos.net

Is A Fixed Rate IRA Right for You?

If you listen to the talk about Social Security benefits and how they are dwindling down, you might start to get worried about how you are going to survive after retirement. Many people who are under the age of 40 may not even get to see any Social security benefits because the fund may be gone by the time they reach retirement age. That's why an IRA, or Individual Retirement Account, is so important to have these days.

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Online Brokerages

Online Broker Current Promotions Equity Commission Rate Option Rate Interest on Uninvested Cash Margin Interest Rate E*Trade $2,500 in cash with the deposit of $1,000,000 in new... Read →

Unrest in foreign nations cause equities to decline but gold and oil (and even cacao) to rise as commodities provide a safer haven.

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Brazil, Venezuela and Mexico have a vast amount of oil. Alaska has a few drops left as well. But on the left half of the world, oil has been known, explored and produced for years in some places and yet recently found in other places.

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Alaska and Texas have been known for oil for quite some time, however there are other areas in foreign countries that have their own great deposits.

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Toyota, the first mover of the green vehicle revolution, is researching magnesium batteries to replace lithium-ion. Where can one buy magnesium?

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Between South Korea rationing heat, recent incidents involving the Alaskan Pipeline, New York State issues with natural gas exploration and the Deep Horizon oil spill, energy resources prove to be back in the forefront of the news.

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The US is very close to the debt ceiling of $14.952 trillion. What do hard assets have that the dollar doesn't?

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With the deep water drilling being sanctioned, and issues with the Alaskan Pipeline, oil sands may present a viable optionasoil climbs past $90 a barrel.

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Is the world economy gaining strength? Probably. Is the world hesitant on the US dollar? Probably. Is there something that benefits from both scenarios? Yes. Silver. Known as the poor man's gold and often relegated to the "lesser" title, silver is breaking out.

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Global chemical and industrial giant DuPont (DD) still has plenty of room to grow. The company sits on a 3.3% dividend yield and a 14 times PE. What's more, it has a dividend history bar none.

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With the festive season here, economic data looking somewhat perkier and some people even lucky enough to get Christmas bonuses it makes sense that a part of your extra cash gets diverted into some high-yielding dividend stocks. Especially if you want a Christmas gift which keeps on giving.

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General Motors re-agreed to terms with America's only palladium and platinum producing company after about two years post bankruptcy. Resulting in a second recent stimulus for Stillwater Mining and domestic palladium.

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Palladium now has a new vehicle for demand. We have seen ETFs arise and education grow for this lesser known precious metal, but now coin collectors may have a new US palladium coin to collect. The American Eagle Palladium Bullion Coin Act passed through the House of Representatives on September 29, 2010 and the Senate on November 30, 2010. All that stands in the way of Act H.R 6166 becoming reality is the ‘John Hancock’ of President Barack Obama.

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