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The one thing that everyone should have learned after the last year: if something is too good to be true, it probably is.

For those who don't drive much, usage based auto insurance could provide savings. There are privacy concerns, and more importantly, there are still few options as insurance companies are slow to offer these types of policies.

Have homeowners been helped by last year's Countrywide settlement?

Yale's David Swensen, the best performing university portfolio manager over the last 20 years recommends TIPS as a way to hedge against potential inflation caused by the government's economic recovery spending.

Affinity Bank is offering an 8-month CD paying 2.25% APY.

I use my credit cards responsibly and pay off my balance each month. I am not enthusiastic about the plans of the card companies to go after me in order to make up for their losses on others.

If you are awake before 6AM and turn on CNBC, you will see that the mood outside of the US is dramatically different from that in the US.

It is good to be excited, but is it warranted.

Has rate chasing lost its allure?

As much as I like to accumulate reward points, I usually pay cash when I go to the store. Now, I want the store to be able to pass along some of the discount that they are getting from not needed to pay the credit card companies for the pleasure of accepting their payment.

Interest in pre-refunded municipal bonds is at the highest level since the early 1990s. For investors, pre-refunded munis offer the opportunity to earn a high return backed by Treasury Bonds.

HSBC International is offering a free Kindle or iPod if you start a Premier Relationship with the bank and fund it with $100,000.