401 East Spruce Street
Abbotsford, WI 54405


General Bank Information

FDIC Insured Yes
FDIC Certificate # 19795
Date Established 1968
Assets $0.46 billion
Loans $0.35 billion
Deposits $0.40 billion
Capital $0.04 billion

AbbyBank is an FDIC insured institution located in Abbotsford, WI. It was founded in 1968 and has approximately $0.46 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of AbbyBank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in AbbyBank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks, AbbyBank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 23.79
Credit Card Loans 0.00
Consumer Auto Loans 0.23
Small Business Loans 13.74
Construction and Development Loans 3.41
Commercial Real Estate 30.29
Commercial and Industrial Loans 4.95
Farm Loans 6.65

Deposit Rates

Your Current Location: Virginia, VA 20146

3 Mo CD 10K
0.70% $10,000 - Learn MoreShow Less
6 Mo CD 10K
0.95% $10,000 - Learn MoreShow Less
12 Mo CD 10K
1.26% $10,000 - Learn MoreShow Less
24 Mo CD 10K
1.61% $10,000 - Learn MoreShow Less
36 Mo CD 10K
1.82% $10,000 - Learn MoreShow Less
48 Mo CD 10K
1.92% $10,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.30% $100 - Learn MoreShow Less
Fixed IRA 0K
1.00% $1,000 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.26% $1 - Learn MoreShow Less
MM 10K
0.50% $1,000 $24,999 Learn MoreShow Less
MM 25K
0.50% $25,000 - Learn MoreShow Less
Premium MM 10K
0.50% $10,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.20% $1,000 $24,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AbbyBank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Angel Oak Home Loans LLC
NMLS ID: 685842
4.674% 4.625% 0.25 $1,444 $1,286 Learn More
Ally Mortgage
NMLS ID: 181005
4.431% 4.375% 0.38 $1,746 $1,249 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.266% 4.250% -0.25 $580 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.334% 4.250% 0.00 $2,500 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to AbbyBank
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AbbyBank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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AbbyBank Locations

Financial Details

AbbyBank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of AbbyBank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
AbbyBank U.S. Bank Average
9.01% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, AbbyBank had $3,605,000 in non-current loans and $553,000 in owned real estate. To cover these potential losses it had $41,550,000 in equity and $4,582,000 in loans loss reserves. That gives it a Texas Ratio of 9.01%.

Return on Equity
AbbyBank U.S. Bank Average
9.91% 8.84%

AbbyBank has a Return on Equity of 9.91% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

AbbyBank U.S. Bank Average
8.97% 12.21%

AbbyBank has a Capitalization of 8.97% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

AbbyBank Balance Sheet Analysis

As of September 30, 2017, AbbyBank had assets of $463,393,000, loans of $350,438,000, and deposits of $402,338,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Abbybank

Branches and Savings

Is Abbybank FDIC insured?

Yes. It is covered under FDIC Certificate #19795.

Why does Abbybank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Abbybank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Abbybank a commercial bank?


Where are Abbybank locations?

See branch locations nearby.

Is Abbybank open on Saturdays?

Is Abbybank open on Sundays?

What time does Abbybank open?

What time does Abbybank close?

Are Abbybank ATMs Open 24/7?

Do Abbybank ATMs accept cash deposits?

Can Abbybank customers use other ATMs?

Do Abbybank branches have notaries?

Will Abbybank notarize my document?

What address for Abbybank should I put for incoming ACH transfers?

Will the Abbybank branch print checks?

Do Abbybank checks expire?

Does Abbybank require US citizenship to open account?

Can Abbybank close my account?

Does Abbybank Report to credit bureaus?

Does Abbybank Use Equifax?

What is Abbybank's ACH Routing Number?

What is Abbybank's SWIFT code?


Does Abbybank offer mortgages?

Compare mortgage rates here.

Does Abbybank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Abbybank offer personal loans?

Compare personal loan rates here.

Does Abbybank offer student loans?

Will Abbybank cash a check?

Will Abbybank redeem a savings bond?

Does Abbybank cash savings bonds?

Will Abbybank cash money orders?

Can Abbybank issue a money order?

Does Abbybank do currency exchange?

Background on The Bank

Who owns Abbybank?

How long has Abbybank been around?

Can Abbybank transfer to other banks?

Does Abbybank have quick pay?

Does Abbybank accept rolled coins?

Will Abbybank accept loose change?

Where is Abbybank headquarters?

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