Adams National Bank

1130 Connecticut Avenue, N.W., Suite 200
Washington, DC 20036

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 22658
Date Established 1978
Assets $0.27 billion
Loans $0.15 billion
Deposits $0.22 billion
Capital $0.03 billion

Adams National Bank is an FDIC insured institution located in Washington, DC. It was founded in 1978 and has approximately $0.27 billion in assets.

For a more detailed analysis of Adams National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Adams National Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Adams National Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates - July 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no rates available for Adams National Bank, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - July 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Adams National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triumph Bank
NMLS ID: 1339905
4.281% 4.250% 0.38 $938 $1,230 Learn More
HomeDirect Mortgage
NMLS ID: 420821
4.509% 4.500% 0.13 $367 $1,267 Learn More
Federated Mortgage Corp
NMLS ID: 101475
4.280% 4.250% 0.00 $890 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to Adams National Bank
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Branches

Adams National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Adams National Bank Locations

Financial Details

Adams National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Adams National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Adams National Bank U.S. Bank Average
129.06% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, Adams National Bank had $37,245,000 in non-current loans and $5,848,000 in owned real estate. To cover these potential losses it had $31,603,000 in equity and $1,786,000 in loans loss reserves. That gives it a Texas Ratio of 129.06%.

Return on Equity
Adams National Bank U.S. Bank Average
4.9% 9.35%

Adams National Bank has a Return on Equity of 4.9% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Adams National Bank U.S. Bank Average
11.66% 12.01%

Adams National Bank has a Capitalization of 11.66% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Adams National Bank Balance Sheet Analysis

As of March 31, 2011, Adams National Bank had assets of $271,059,000, loans of $153,459,000, and deposits of $221,636,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.15 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.01 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
LIABILITIES
Total deposits $0.22 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.27 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Adams National Bank

Branches and Savings

Is Adams National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #22658.

Why does Adams National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Adams National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Adams National Bank a commercial bank?

Yes

Where are Adams National Bank locations?

See branch locations nearby.

Is Adams National Bank open on Saturdays?

Is Adams National Bank open on Sundays?

What time does Adams National Bank open?

What time does Adams National Bank close?

Are Adams National Bank ATMs Open 24/7?

Do Adams National Bank ATMs accept cash deposits?

Can Adams National Bank customers use other ATMs?

Do Adams National Bank branches have notaries?

Will Adams National Bank notarize my document?

What address for Adams National Bank should I put for incoming ACH transfers?

Will the Adams National Bank branch print checks?

Do Adams National Bank checks expire?

Does Adams National Bank require US citizenship to open account?

Can Adams National Bank close my account?

Does Adams National Bank Report to credit bureaus?

Does Adams National Bank Use Equifax?

What is Adams National Bank's ACH Routing Number?

What is Adams National Bank's SWIFT code?

Products

Does Adams National Bank offer mortgages?

Compare mortgage rates here.

Does Adams National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Adams National Bank offer personal loans?

Compare personal loan rates here.

Does Adams National Bank offer student loans?

Will Adams National Bank cash a check?

Will Adams National Bank redeem a savings bond?

Does Adams National Bank cash savings bonds?

Will Adams National Bank cash money orders?

Can Adams National Bank issue a money order?

Does Adams National Bank do currency exchange?

Background on The Bank

Who owns Adams National Bank?

How long has Adams National Bank been around?

Can Adams National Bank transfer to other banks?

Does Adams National Bank have quick pay?

Does Adams National Bank accept rolled coins?

Will Adams National Bank accept loose change?

Where is Adams National Bank headquarters?

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