Advantage Bank

1475 North Denver Avenue
Loveland, CO 80538

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57072
Date Established 2000
Assets $0.29 billion
Loans $0.24 billion
Deposits $0.25 billion
Capital $0.03 billion

Advantage Bank is an FDIC insured institution located in Loveland, CO. It was founded in 2000 and has approximately $0.29 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Advantage Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Advantage Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Colorado, Advantage Bank has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 26.43
Multifamily
Mortgages
3.83
Credit Card Loans 0.00
Consumer Auto Loans 0.04
Small Business Loans 21.30
Construction and Development Loans 17.87
Commercial Real Estate 39.66
Commercial and Industrial Loans 13.28
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.30% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $1 $9,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.70% $1,000 - Learn MoreShow Less
Special: 15 Mo FIRA
1.25% $1,000 - Learn MoreShow Less
Special: 18 Mo FIRA
1.40% $10,000 - Learn MoreShow Less
Special: 24 Mo FIRA
1.52% $10,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.20% $1 $9,999 Learn MoreShow Less
MM 10K
0.25% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.30% $25,000 $49,999 Learn MoreShow Less
PREMM Rates APY MIN MAX
PREMMM10K
0.25% $1 $24,999 Learn MoreShow Less
PREMMM25K
0.50% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $1,000 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Advantage Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.766% 3.750% 0.00 $500 $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Advantage Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Advantage Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Advantage Bank Locations

Financial Details

Advantage Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Advantage Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Advantage Bank U.S. Bank Average
9.7% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Advantage Bank had $2,276,000 in non-current loans and $746,000 in owned real estate. To cover these potential losses it had $29,309,000 in equity and $1,830,000 in loans loss reserves. That gives it a Texas Ratio of 9.7%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Advantage Bank U.S. Bank Average
15.67% 8.58

Advantage Bank has a Return on Equity of 15.67% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Advantage Bank U.S. Bank Average
10.05% 12.11

Advantage Bank has a Capitalization of 10.05% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Advantage Bank Balance Sheet Analysis

As of June 30, 2017, Advantage Bank had assets of $291,602,000, loans of $236,490,000, and deposits of $248,141,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Advantage Bank

Branches and Savings

Is Advantage Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57072.

Why does Advantage Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Advantage Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Advantage Bank a commercial bank?

Yes

Where are Advantage Bank locations?

See branch locations nearby.

Is Advantage Bank open on Saturdays?

Is Advantage Bank open on Sundays?

What time does Advantage Bank open?

What time does Advantage Bank close?

Are Advantage Bank ATMs Open 24/7?

Do Advantage Bank ATMs accept cash deposits?

Can Advantage Bank customers use other ATMs?

Do Advantage Bank branches have notaries?

Will Advantage Bank notarize my document?

What address for Advantage Bank should I put for incoming ACH transfers?

Will the Advantage Bank branch print checks?

Do Advantage Bank checks expire?

Does Advantage Bank require US citizenship to open account?

Can Advantage Bank close my account?

Does Advantage Bank Report to credit bureaus?

Does Advantage Bank Use Equifax?

What is Advantage Bank's ACH Routing Number?

What is Advantage Bank's SWIFT code?

Products

Does Advantage Bank offer mortgages?

Compare mortgage rates here.

Does Advantage Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Advantage Bank offer personal loans?

Compare personal loan rates here.

Does Advantage Bank offer student loans?

Will Advantage Bank cash a check?

Will Advantage Bank redeem a savings bond?

Does Advantage Bank cash savings bonds?

Will Advantage Bank cash money orders?

Can Advantage Bank issue a money order?

Does Advantage Bank do currency exchange?

Background on The Bank

Who owns Advantage Bank?

How long has Advantage Bank been around?

Can Advantage Bank transfer to other banks?

Does Advantage Bank have quick pay?

Does Advantage Bank accept rolled coins?

Will Advantage Bank accept loose change?

Where is Advantage Bank headquarters?

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