Allegheny Valley Bank of Pittsburgh

Headquarters

5137 Butler Street
Pittsburgh, PA 15201
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 2.55% →
1-Year CD N.A. 2.80% →
2-Year CD N.A. 3.20% →
5-Year CD N.A. 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Bank Information

Allegheny Valley Bank of Pittsburgh is an FDIC insured institution located in Pittsburgh, PA. It was founded in 1900 and has approximately $0.45 billion in assets.

FDIC Insured Yes
FDIC Certificate # 6058
Date Established 1900
Assets $ 438.01 million
Loans $ 314.63 million
Deposits $ 334.14 million
Capital $ 48.40 million
 

For a more detailed analysis of Allegheny Valley Bank of Pittsburgh's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 16, 2022

Your Current Location: Virginia, VA 20146

There are currently no rates available for Allegheny Valley Bank Of Pittsburgh, but see these great savings and CD rates:

Advertiser Disclosure
 

Loan Rates - August 16, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Allegheny Valley Bank of Pittsburgh

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Monthly
Payment
Learn More
First Citizens Bank
NMLS ID: 503941
5.075% 5.000%
0.88 points
$2,142 fees
$1,343 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
4.845% 4.750%
0.75 points
$2,752 fees
$1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 4.990 %
After Intro: 6.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to Allegheny Valley Bank of Pittsburgh
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Branches

Allegheny Valley Bank of Pittsburgh branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Allegheny Valley Bank of Pittsburgh Locations



Climate Initiatives

Allegheny Valley Bank of Pittsburgh is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Allegheny Valley Bank of Pittsburgh Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Allegheny Valley Bank of Pittsburgh. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Allegheny Valley Bank of Pittsburgh U.S. Bank Average
10.34% 4.01%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2022, Allegheny Valley Bank of Pittsburgh had $5,362,000 in non-current loans and $42,000 in owned real estate. To cover these potential losses it had $48,396,000 in equity and $3,886,000 in loans loss reserves. That gives it a Texas Ratio of 10.34%.

Return on Equity
Allegheny Valley Bank of Pittsburgh U.S. Bank Average
6.16% 9.01%

Allegheny Valley Bank of Pittsburgh has a Return on Equity of 6.16% versus the BestCashCow average of 9.01%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Allegheny Valley Bank of Pittsburgh U.S. Bank Average
11.05% 10.66%

Allegheny Valley Bank of Pittsburgh has a Capitalization of 11.05% versus the BestCashCow average of 10.66. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Allegheny Valley Bank of Pittsburgh Balance Sheet Analysis

As of March 31, 2017, Allegheny Valley Bank of Pittsburgh had assets of $446,704,000, loans of $314,627,000, and deposits of $334,137,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2022
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 314.63 million
Loan loss allowance $ 3.89 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.04 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 334.14 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 438.01 million

Summary Income Statement

March 31, 2022
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Allegheny Valley Bank of Pittsburgh’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Pennsylvania, Allegheny Valley Bank of Pittsburgh has a significantly higher percent of Credit Card Loans, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 45.48
Multifamily
Mortgages
3.07
Credit Card Loans 0.20
Consumer Auto Loans 0.02
Small Business Loans 15.34
Construction and Development Loans 4.10
Commercial Real Estate 37.10
Commercial and Industrial Loans 9.80
Farm Loans 0.00

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