Allendale County Bank

Se200 7th St W
Fairfax, SC 29827

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15062
Date Established 1933
Assets $0.05 billion
Loans $0.02 billion
Deposits $0.05 billion
Capital $0.00 billion

Allendale County Bank is an FDIC insured institution located in Fairfax, SC. It was founded in 1933 and has approximately $0.05 billion in assets.

For a more detailed analysis of Allendale County Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Allendale County Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Allendale County Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Allendale County Bank, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Allendale County Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.990% 3.990% -0.25 ($625) $1,193 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to Allendale County Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Allendale County Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Allendale County Bank Locations

Financial Details

Allendale County Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Allendale County Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Allendale County Bank U.S. Bank Average
12.31% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Allendale County Bank had $0 in non-current loans and $258,000 in owned real estate. To cover these potential losses it had $54,000 in equity and $2,042,000 in loans loss reserves. That gives it a Texas Ratio of 12.31%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Allendale County Bank U.S. Bank Average
-364.76% 8.58

Allendale County Bank has a Return on Equity of -364.76% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Allendale County Bank U.S. Bank Average
0.11% 12.11

Allendale County Bank has a Capitalization of 0.11% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Allendale County Bank Balance Sheet Analysis

As of March 31, 2014, Allendale County Bank had assets of $49,498,000, loans of $20,409,000, and deposits of $49,356,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Allendale County Bank

Branches and Savings

Is Allendale County Bank FDIC insured?

Yes. It is covered under FDIC Certificate #15062.

Why does Allendale County Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Allendale County Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Allendale County Bank a commercial bank?

Yes

Where are Allendale County Bank locations?

See branch locations nearby.

Is Allendale County Bank open on Saturdays?

Is Allendale County Bank open on Sundays?

What time does Allendale County Bank open?

What time does Allendale County Bank close?

Are Allendale County Bank ATMs Open 24/7?

Do Allendale County Bank ATMs accept cash deposits?

Can Allendale County Bank customers use other ATMs?

Do Allendale County Bank branches have notaries?

Will Allendale County Bank notarize my document?

What address for Allendale County Bank should I put for incoming ACH transfers?

Will the Allendale County Bank branch print checks?

Do Allendale County Bank checks expire?

Does Allendale County Bank require US citizenship to open account?

Can Allendale County Bank close my account?

Does Allendale County Bank Report to credit bureaus?

Does Allendale County Bank Use Equifax?

What is Allendale County Bank's ACH Routing Number?

What is Allendale County Bank's SWIFT code?

Products

Does Allendale County Bank offer mortgages?

Compare mortgage rates here.

Does Allendale County Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Allendale County Bank offer personal loans?

Compare personal loan rates here.

Does Allendale County Bank offer student loans?

Will Allendale County Bank cash a check?

Will Allendale County Bank redeem a savings bond?

Does Allendale County Bank cash savings bonds?

Will Allendale County Bank cash money orders?

Can Allendale County Bank issue a money order?

Does Allendale County Bank do currency exchange?

Background on The Bank

Who owns Allendale County Bank?

How long has Allendale County Bank been around?

Can Allendale County Bank transfer to other banks?

Does Allendale County Bank have quick pay?

Does Allendale County Bank accept rolled coins?

Will Allendale County Bank accept loose change?

Where is Allendale County Bank headquarters?

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