Alliance Bank Corporation

12735 Shoppes Lane
Fairfax, VA 22033

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34664
Date Established 1998
Assets $0.52 billion
Loans $0.28 billion
Deposits $0.41 billion
Capital $0.04 billion

Alliance Bank Corporation is an FDIC insured institution located in Fairfax, VA. It was founded in 1998 and has approximately $0.52 billion in assets.

For a more detailed analysis of Alliance Bank Corporation's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Alliance Bank Corporation’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Virginia, Alliance Bank Corporation has a significantly higher percent of Small Business Loans, Construction and Development Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 30.75
Multifamily
Mortgages
1.90
Credit Card Loans 0.00
Consumer Auto Loans 0.06
Small Business Loans 18.58
Construction and Development Loans 14.65
Commercial Real Estate 44.36
Commercial and Industrial Loans 8.50
Farm Loans 0.00

Deposit Rates - July 21, 2018

Your Current Location: Virginia, VA 20146

There are currently no rates available for Alliance Bank Corporation, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - July 21, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Alliance Bank Corporation

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

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Rocket Mortgage
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Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to Alliance Bank Corporation
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Branches

Alliance Bank Corporation branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alliance Bank Corporation Locations

Financial Details

Alliance Bank Corporation Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alliance Bank Corporation. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Alliance Bank Corporation U.S. Bank Average
36.08% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, Alliance Bank Corporation had $11,646,000 in non-current loans and $3,575,000 in owned real estate. To cover these potential losses it had $37,323,000 in equity and $4,866,000 in loans loss reserves. That gives it a Texas Ratio of 36.08%.

Return on Equity
Alliance Bank Corporation U.S. Bank Average
-3.51% 9.35%

Alliance Bank Corporation has a Return on Equity of -3.51% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Alliance Bank Corporation U.S. Bank Average
7.16% 12.01%

Alliance Bank Corporation has a Capitalization of 7.16% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Alliance Bank Corporation Balance Sheet Analysis

As of September 30, 2012, Alliance Bank Corporation had assets of $520,997,000, loans of $283,115,000, and deposits of $414,646,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.28 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
LIABILITIES
Total deposits $0.41 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.52 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Alliance Bank Corporation

Branches and Savings

Is Alliance Bank Corporation FDIC insured?

Yes. It is covered under FDIC Certificate #34664.

Why does Alliance Bank Corporation pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Alliance Bank Corporation CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Alliance Bank Corporation a commercial bank?

Yes

Where are Alliance Bank Corporation locations?

See branch locations nearby.

Is Alliance Bank Corporation open on Saturdays?

Is Alliance Bank Corporation open on Sundays?

What time does Alliance Bank Corporation open?

What time does Alliance Bank Corporation close?

Are Alliance Bank Corporation ATMs Open 24/7?

Do Alliance Bank Corporation ATMs accept cash deposits?

Can Alliance Bank Corporation customers use other ATMs?

Do Alliance Bank Corporation branches have notaries?

Will Alliance Bank Corporation notarize my document?

What address for Alliance Bank Corporation should I put for incoming ACH transfers?

Will the Alliance Bank Corporation branch print checks?

Do Alliance Bank Corporation checks expire?

Does Alliance Bank Corporation require US citizenship to open account?

Can Alliance Bank Corporation close my account?

Does Alliance Bank Corporation Report to credit bureaus?

Does Alliance Bank Corporation Use Equifax?

What is Alliance Bank Corporation's ACH Routing Number?

What is Alliance Bank Corporation's SWIFT code?

Products

Does Alliance Bank Corporation offer mortgages?

Compare mortgage rates here.

Does Alliance Bank Corporation offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alliance Bank Corporation offer personal loans?

Compare personal loan rates here.

Does Alliance Bank Corporation offer student loans?

Will Alliance Bank Corporation cash a check?

Will Alliance Bank Corporation redeem a savings bond?

Does Alliance Bank Corporation cash savings bonds?

Will Alliance Bank Corporation cash money orders?

Can Alliance Bank Corporation issue a money order?

Does Alliance Bank Corporation do currency exchange?

Background on The Bank

Who owns Alliance Bank Corporation?

How long has Alliance Bank Corporation been around?

Can Alliance Bank Corporation transfer to other banks?

Does Alliance Bank Corporation have quick pay?

Does Alliance Bank Corporation accept rolled coins?

Will Alliance Bank Corporation accept loose change?

Where is Alliance Bank Corporation headquarters?

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