American Bank and Trust Company

6060 American Plaza
Tulsa, OK 74135

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 20537
Date Established 1971
Assets $0.20 billion
Loans $0.09 billion
Deposits $0.17 billion
Capital $0.02 billion

American Bank and Trust Company is an FDIC insured institution located in Tulsa, OK. It was founded in 1971 and has approximately $0.2 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of American Bank and Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Bank and Trust Company’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in Oklahoma, American Bank and Trust Company has a significantly higher percent of Multifamily Mortgages, Construction and Development Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 5.81
Multifamily
Mortgages
4.58
Credit Card Loans 0.00
Consumer Auto Loans 0.05
Small Business Loans 5.11
Construction and Development Loans 12.81
Commercial Real Estate 25.56
Commercial and Industrial Loans 47.88
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.50% $1,000 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.60% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.70% $1,000 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.80% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA 0K
2.52% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.20% $1,000 $24,999 Learn MoreShow Less
MM 25K
0.25% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Bank and Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to American Bank and Trust Company
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Branches

American Bank and Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Bank and Trust Company Locations

Financial Details

American Bank and Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Bank and Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Bank and Trust Company U.S. Bank Average
1.95% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, American Bank and Trust Company had $10,000 in non-current loans and $447,000 in owned real estate. To cover these potential losses it had $22,964,000 in equity and $454,000 in loans loss reserves. That gives it a Texas Ratio of 1.95%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Bank and Trust Company U.S. Bank Average
5.98% 8.58

American Bank and Trust Company has a Return on Equity of 5.98% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Bank and Trust Company U.S. Bank Average
11.22% 12.11

American Bank and Trust Company has a Capitalization of 11.22% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Bank and Trust Company Balance Sheet Analysis

As of June 30, 2017, American Bank and Trust Company had assets of $204,731,000, loans of $88,432,000, and deposits of $169,535,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About American Bank and Trust Company

Branches and Savings

Is American Bank and Trust Company FDIC insured?

Yes. It is covered under FDIC Certificate #20537.

Why does American Bank and Trust Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Bank and Trust Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Bank and Trust Company a commercial bank?

Yes

Where are American Bank and Trust Company locations?

See branch locations nearby.

Is American Bank and Trust Company open on Saturdays?

Is American Bank and Trust Company open on Sundays?

What time does American Bank and Trust Company open?

What time does American Bank and Trust Company close?

Are American Bank and Trust Company ATMs Open 24/7?

Do American Bank and Trust Company ATMs accept cash deposits?

Can American Bank and Trust Company customers use other ATMs?

Do American Bank and Trust Company branches have notaries?

Will American Bank and Trust Company notarize my document?

What address for American Bank and Trust Company should I put for incoming ACH transfers?

Will the American Bank and Trust Company branch print checks?

Do American Bank and Trust Company checks expire?

Does American Bank and Trust Company require US citizenship to open account?

Can American Bank and Trust Company close my account?

Does American Bank and Trust Company Report to credit bureaus?

Does American Bank and Trust Company Use Equifax?

What is American Bank and Trust Company's ACH Routing Number?

What is American Bank and Trust Company's SWIFT code?

Products

Does American Bank and Trust Company offer mortgages?

Compare mortgage rates here.

Does American Bank and Trust Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Bank and Trust Company offer personal loans?

Compare personal loan rates here.

Does American Bank and Trust Company offer student loans?

Will American Bank and Trust Company cash a check?

Will American Bank and Trust Company redeem a savings bond?

Does American Bank and Trust Company cash savings bonds?

Will American Bank and Trust Company cash money orders?

Can American Bank and Trust Company issue a money order?

Does American Bank and Trust Company do currency exchange?

Background on The Bank

Who owns American Bank and Trust Company?

How long has American Bank and Trust Company been around?

Can American Bank and Trust Company transfer to other banks?

Does American Bank and Trust Company have quick pay?

Does American Bank and Trust Company accept rolled coins?

Will American Bank and Trust Company accept loose change?

Where is American Bank and Trust Company headquarters?

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