American Bank and Trust Company, National Association

4301 East 53rd Street
Davenport, IA 52807

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34955
Date Established 1999
Assets $0.34 billion
Loans $0.27 billion
Deposits $0.29 billion
Capital $0.04 billion

American Bank and Trust Company, National Association is an FDIC insured institution located in Davenport, IA. It was founded in 1999 and has approximately $0.34 billion in assets. Customers can open an account at one of its 9 branches.

For a more detailed analysis of American Bank and Trust Company, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Bank and Trust Company, National Association’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks in Iowa, American Bank and Trust Company, National Association has a significantly higher percent of Multifamily Mortgages, Credit Card Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 33.34
Multifamily
Mortgages
12.43
Credit Card Loans 0.28
Consumer Auto Loans 0.31
Small Business Loans 11.27
Construction and Development Loans 6.60
Commercial Real Estate 36.18
Commercial and Industrial Loans 12.21
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
Special: 3 Mo CD
0.65% $500 - Learn MoreShow Less
3 Mo CD 10K
0.10% $500 - Learn MoreShow Less
6 Mo CD 10K
0.15% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.60% $250 - Learn MoreShow Less
Special: 30 Mo FIRA
1.35% $250 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $1 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $4,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Bank and Trust Company, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to American Bank and Trust Company, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

American Bank and Trust Company, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Bank And Trust Company, National Association Locations

Financial Details

American Bank and Trust Company, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Bank and Trust Company, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Bank and Trust Company, National Association U.S. Bank Average
17.75% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, American Bank and Trust Company, National Association had $5,117,000 in non-current loans and $1,859,000 in owned real estate. To cover these potential losses it had $35,066,000 in equity and $4,226,000 in loans loss reserves. That gives it a Texas Ratio of 17.75%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Bank and Trust Company, National Association U.S. Bank Average
3.4% 8.58

American Bank and Trust Company, National Association has a Return on Equity of 3.4% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Bank and Trust Company, National Association U.S. Bank Average
10.22% 12.11

American Bank and Trust Company, National Association has a Capitalization of 10.22% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Bank and Trust Company, National Association Balance Sheet Analysis

As of June 30, 2017, American Bank and Trust Company, National Association had assets of $343,072,000, loans of $265,239,000, and deposits of $293,385,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About American Bank and Trust Company, National Association

Branches and Savings

Is American Bank and Trust Company, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #34955.

Why does American Bank and Trust Company, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Bank and Trust Company, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Bank and Trust Company, National Association a commercial bank?

Yes

Where are American Bank and Trust Company, National Association locations?

See branch locations nearby.

Is American Bank and Trust Company, National Association open on Saturdays?

Is American Bank and Trust Company, National Association open on Sundays?

What time does American Bank and Trust Company, National Association open?

What time does American Bank and Trust Company, National Association close?

Are American Bank and Trust Company, National Association ATMs Open 24/7?

Do American Bank and Trust Company, National Association ATMs accept cash deposits?

Can American Bank and Trust Company, National Association customers use other ATMs?

Do American Bank and Trust Company, National Association branches have notaries?

Will American Bank and Trust Company, National Association notarize my document?

What address for American Bank and Trust Company, National Association should I put for incoming ACH transfers?

Will the American Bank and Trust Company, National Association branch print checks?

Do American Bank and Trust Company, National Association checks expire?

Does American Bank and Trust Company, National Association require US citizenship to open account?

Can American Bank and Trust Company, National Association close my account?

Does American Bank and Trust Company, National Association Report to credit bureaus?

Does American Bank and Trust Company, National Association Use Equifax?

What is American Bank and Trust Company, National Association's ACH Routing Number?

What is American Bank and Trust Company, National Association's SWIFT code?

Products

Does American Bank and Trust Company, National Association offer mortgages?

Compare mortgage rates here.

Does American Bank and Trust Company, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Bank and Trust Company, National Association offer personal loans?

Compare personal loan rates here.

Does American Bank and Trust Company, National Association offer student loans?

Will American Bank and Trust Company, National Association cash a check?

Will American Bank and Trust Company, National Association redeem a savings bond?

Does American Bank and Trust Company, National Association cash savings bonds?

Will American Bank and Trust Company, National Association cash money orders?

Can American Bank and Trust Company, National Association issue a money order?

Does American Bank and Trust Company, National Association do currency exchange?

Background on The Bank

Who owns American Bank and Trust Company, National Association?

How long has American Bank and Trust Company, National Association been around?

Can American Bank and Trust Company, National Association transfer to other banks?

Does American Bank and Trust Company, National Association have quick pay?

Does American Bank and Trust Company, National Association accept rolled coins?

Will American Bank and Trust Company, National Association accept loose change?

Where is American Bank and Trust Company, National Association headquarters?

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